Quote:
Originally Posted by ScotchOnDaRocks
Lol that’s a Captain obvious statement
But another obvious statement is that there’s quite a bit of difference between owing 10K or having it bankrupt you
However none of this is point really, a young person should be taking the high deductible plan and a $50 monthly charge isn’t “omgosh what about the health insurance!”
I don't think you realize just that for how many Americans there is no difference between owing $10,000 and bankruptcy.
I do agree that most young people should be taking the high deductible plan. That is simple odds. However, lomgshots do happen and when they do concerning health it can be devastating.
We aren't talking about someone hitting a one outer on you to take a buy-in (or even two or three). We are talking about someone who is perfectly healthy running marathons one day and then posting GoFundMe pages a few months later because they were diagnosed with lymphoma.
Besides, my whole point was nothing about what you said and was more an indictment of the ridiculous healthcare system in the U.S.
In every other civilized nation in the world a person doesn't have gamble that just because they are young and apparently healthy that they won't be wrong. In no other civilized country does a whole family have to declare bankruptcy just because a 33 year old women gets diagnosed with breast cancer.
Last edited by JimL; 01-16-2024 at 03:05 AM.