freakanomics tackled this pretty well
https://freakonomics.com/2010/03/who...-men-or-women/
Quote:
Women were thus 12 percent more likely to be in crashes per mile driven. This is confirmed by another paper (gated), by Dawn L. Massie, Kenneth L. Campbell, and Allan F. Williams, which found women were involved in 16 percent more accidents than men on a per mile driven basis.
We might want to think not just about accidents, but about the severity of those accidents. Here again, it doesn’t look good for the ladies. Massie et al. found that for each mile driven women were 26 percent more likely than men to be in crashes involving injuries.
they then talk about that being offset by men being in 80% of fatal accidents
but insurance companies are going to dive deeper than this
this breaks it down pretty well
https://www.iihs.org/topics/fatality...es-and-females
men also more likely to die on a bicycle, die as a pedestrian, etc we as a group are more reckless
Quote:
Seventy-two percent of all motor vehicle crash deaths in 2021 were males. Males accounted for 72% of passenger vehicle driver deaths, 48% of passenger vehicle passenger deaths, 97% of large truck driver deaths, 67% of large truck passenger deaths, 70% of pedestrian deaths, 86% of bicyclist deaths and 92% of motorcyclist deaths.
take the last 5 or so years of driving fatalities
that just covers alcohol
https://www.nhtsa.gov/press-releases...s-14-year-high
Almost One-Third of Traffic Fatalities Are Speed-Related Crashes is the title of the Department of Transportation article above
While I can't find anything solid that's not hidden behind a scholarly journal (but they do agree the majority of those receiving speeding tickets are men), skimming news reports and SEO articles for law firms you'll commonly see around 70% of speeding tickets are issued to men
So using the table above we get these for male deaths per year not involving a DUI since 2015
so we know that there's going to be some overlap of those who died while drunk and speeding but it won't be 100%
so we take all the non DUI deaths and merge them again because we need to pull out ones for speeding, to account for the overlap i brought it down to 25%
from there we bin by .7 and .3 and we get these numbers of clean deaths which are much closer
factor that men drive much more than women
https://www.fhwa.dot.gov/ohim/onh00/bar8.htm
you'll see men put on nearly twice as many miles than women, this is largely due to couples tending to default to the male as the driver - something the freakonomics article also discusses
so you have men driving at a 1.63:1 ratio to women
that 2015-2021 estimation of non reckless non drunken fatal accidents break down to 44,362 male and 21,715 female
it's a bit more severe than 1.63 as it's a little more than 2:1 - but it's now much more in line with actual driving and after all is still a rough estimate
tldr i trust what the friend who works as an actuary isn't making stuff up - my assumption is that they factor in that a lot of those male deaths are suicides as a lot of people choose single car accident going full speed into a tree or wall are people who want to end it but don't want it known as a suicide for various reasons
i mean, if i were going to end it i'd definitely choose that route just so my friends and family wouldn't be distraught over not catching the warning signs and doing something about it sooner etc etc - but alas my name's not Muhammad so I'll go down in glory in hookers and coke binge in Mexico instead
Last edited by rickroll; 05-09-2024 at 01:53 AM.