Quote:
Originally Posted by crushedice19
i requested a check and it was approved in 36 hours. back in bovada i had a check for whatever their max check was and my bank did not clear it for about 40 days and hit with like 90 dollars in fees told me anything of 1500 can be held up to 90 days. my bank is a larger one i wouldnt say top 5 but in the 6-10 range. if requesting check i would make sure to keep it under 1500
man lol that reminds me of a time i tried to cash a check at that crappy bank that was in the news recently opening a bunch of accounts secretly for their customers and had to fire 5k employees or whatever and the CEO resigned.
well i tried to cash a 3k check at this POS bank and the teller called over her manager to confirm it and her manager told me that they needed to send it out for 4-6 weeks and charge me $75 for verification. i tell them thats absurd that i would have to wait that long AND pay a giant fee to cash my check. i mean they have phones and computers why cant they verify it that way? and why in the hell would they pass on the cost of verifying the check onto me?? what a damn scam!!!!! also keep in mind i had cashed a 3k check with them one month prior with no problems. this manager was pissed that the teller was flirting with me and interrupted her fat ugly ass on the phone and she decided to take it out on me.
so i asked her
"has your policy changed?" she answered
"no",
"well do you do this with all of your checks?" "yes we do this all international checks". this bitch was lying to my face because id just cashed one the month prior without hassle. so i leave and come back a few hours later, same bitch telling me the same BS. so i leave again and come back the next day...
next day i get up to the teller and she asks how im doing. pissed and loud i say
"not well, i want to close my account and make a complaint" so the teller calls over the same fat ass liar and she smugly asks
"what's your complaint?" and i tell her mad as hell
"no my complaint is about you i want to talk to somebody else" she looks mortified and the branch manager comes out of his office and we go into his office to talk because im being very loud because i want everyone in there to know im being treated like a second class citizen and being lied to. so i tell the branch manager that i want to close my account and that im pissed off that i was lied to and that i know i was lied to and thats a poor way to do business and treat your customers. i mean
dont lie to you damn customers!!!! he admits the reason they wanted to send out the check was probably related to my account having four bucks in it or whatever. lol i know. but ive been going into that branch several times with 1k-3k checks from singapore and canada and never had a problem yet.
so eventually the branch manager asks to see the check and asks what its for and i tell him
online poker cause IDGAF and i try to never lie and he says that since it's from canada that he'll honor the check and to go back to the teller he'll tell her to cash it. so i did without fee and 2 days later the money is in my account. i mean come on all they had to do was verify the money was in the account electronically in the first place!
and i still have an account with the POS old west stagecoach and horses bank because im too lazy to change and i've had an account there since 2000. but i aint paying no fees. i called them up the other day to complain about an overdraft fee even though when i signed up i was very clear i didnt want overdraft protection. the guy on the phone says recurring charges go thru automatically so i threatened to close my account again and ask well if my recurring charge was $1000 instead of $9.99 would it go thru automatically?? $35 overdraft fee was reversed.
TL;DR, threaten to close your account when you don't get your way, it works. threaten to take your business elsewhere, ive done that with ignition and bovada complaining about their crappy software and they have given me $50 bonuses.
the squeaky wheel gets the grease!!!
Last edited by Rich Checkmaker; 02-14-2017 at 03:23 AM.