This post is regarding 'ericlee1984' and RPM SN elf8484. He's running a pretty big scam. I know he got myself and Director and probably a few other people judging from his Sharkscope.
I knew this was a scam right away, my problem was trusting Chase Bank. He wanted to trade me $100 RPM for $100 Chase which was a red flag right away...he didn't want any vig at all. Then he sent the Chase QuickPay payment and I sent the RPM. Later that night I was looking at something from the trade and got suspicious. This dude had recently done a bunch of GDMP transactions. But his last 4-5 posts were him wanting RPM and only wanting to give up 'Chase'. Nothing else, just Chase QuickPay money. So...I began to wonder what was up. I looked at his Sharkscope last 250 games. He was playing all $0.11 through $2.00 buyin SNGs. As soon as he did his first QuickPay trade with 2p2 member 'Director' he moved up to $20-$100 SNGs. After I sent him the $100 one of the first games he played was a $100 double or nothing.
I immediately PM'd Director and 2p2 mods. Then I called Chase. I asked them if they recorded all their phone calls, they said yes. I told them the situation. I said I was selling somebody something and I needed to know if there was any possible way this transaction wouldn't post to my account. S
he (the Chase rep) informed me that there wasn't any possible way the money wouldn't go into my account. She said the QuickPay sender isn't able to cancel a payment after I accept it. I told her that "Eric Fields" informed me the money was already deducted from his checking account and that he paid with a checking account and not a debit/credit card. I didn't know how this was possible from my extensive history of paying for things with checking account numbers. She said once the payment is sent they contact the senders bank to verify the funds and the bank takes the funds out of the senders account immediately, and THEN I'm given the option to accept the payment. So I trusted this and let Director know everything was safe with Chase QuickPay. As far as I know, he contacted Chase also and was told the same thing and then sent the remaining $260 (I believe) to "Eric".
Today I woke up with an e-mail from Chase letting me know that:
Quote:
Date: 08-17-2011 09:02:55
From: Chase QuickPay Team
Subject: Your payment from ERIC FIELDS could not be processed.
Message:
We're unable to process this Chase Person-to-Person QuickPaySM payment from ERIC FIELDS (ericfields1984@yahoo.com). Please contact ERIC FIELDS for details.
Payment Details:
Amount: $100.00 (USD)
Send On date: 08/13/2011
Memo:
Payment transation number: 2140567792
Have questions? Please contact the Customer Center at 877-242-7372.
I then called Chase. This time they were glad to let me know that
A) Senders CAN cancel the payment after the receiver accepts it. (I actually think they're wrong about this part THIS time and not last time. I don't think you can cancel anything after the person accepts it.)
B) The senders payment CAN bounce.
C) The sender in this particular transaction sent the money from a fraudulent source. (He probably made up a fake bank account number).
So basically: Do not bank with Chase Bank. Seriously. Their customer service reps are misinformed/don't care about you/lie to you/etc.
Do NOT send any money to someone that sends you Chase QuickPay money until the funds are AVAILABLE in your checking account.
Do not deal with "Eric Fields", elf8484 (RPM), ericlee1984 (2p2).
The money he sent me is currently showing on my checking account as posted but there's a 2 day 'holding period'. It was supposed to be available in my account on the 19th, but obviously this isn't going to clear as I've already been informed of it.
Director, if you were also lied to on the phone by Chase I will be more than happy to get in contact with you as I already have 2 managers of the Supervisors in the online department calling me back sometime today. Just FYI this isn't even close to the biggest issue I've had with them in the last 2 weeks. Not even close. It's the only thing that has to do with losing money, though. But I do have a bigger 'case' against them overall.