You can't even post on netspend's facebook page without the comment being instahidden.

Seriously where are the law/safeguards that protect consumers from this kind of nonsense. Seems these coorporations can do w/e the hell they please.

Unless I'm misunderstanding the issue, I don't think there are any laws or safeguards that would protect you. Aren't they just refusing to do business with you, which is within their rights in most (if not all) countries? Assuming you get all your money back from them, that is.

You could try Metabank's facebook

https://www.facebook.com/pages/Metabank/115905238471466

Here are some more people you can call if you'd like

http://www.metabank.com/ContactUs.aspx



The cards are issued by an FDIC insured bank so everyone should be paid out. I've read it takes 20 business days to receive a check and they charge a $5.95 fee. Haven't heard it from Netspend so don't want to say it's fact.

So your saying it should be perfectly acceptable that people wake up one morning to no money in their account and no access to it for weeks until a check finally comes, along with no reasons givin as to why?

Wow, came to post about this and looks like I'm very late to the party. I got in touch with customer service and can verify the 5.95 check fee and 20 day wait. What's great is he asked me if I wanted to pay a 5.95 fee so I can receive a check for my balance of 4.36. Bottom line, everyone at this place has their head up their ass. It's going to be impossible to get to someone who can provide answers.

Wow seems like everyone is getting hit with the closed hammer by Netspend. I guess before trading make sure you check your account to see if you can log in.

In before I am slapped too.

I think the moral of all this is never keep a lot of cash on a prepaid card, just withdraw and take the fee. There seems to be almost no regulation with these things

The problem is they are regulated...UIEGA. Pretty sure the cat's out of the bag, wouldn't you say

Yeah, I'm sorry, I misspoke, which is sad because I just finished up my 3rd semester in law school...anyway, clearly, yeah, they're regulated. You have to put your social down on an application to any of these. However, I don't think UIEGA has anything to do with it. All that Netspend knows is that money is changing hands between customers, which is a service it set up itself. There is no connection to gaming whatsoever, unless they found this or another message board.

What I meant to say, though, regarding regulation, is that there seems to be no clear rules about when these companies can close your account. Everyone will get there money, because these are issued by US FDIC banks (I mean, cmon, it's not UB here), but it could take awhile. I'm glad I withdrew my last 200 earlier this week, I just didn't feel good about keeping cash on there.

i certainly dont envy the hurdles US players have to go thru to play poker

here is another option for those that have had their GD/NS closed:
http://forumserver.twoplustwo.com/15...n-dot-1118412/

I would guess gaming is a big reason why they closed accounts? Even if they found this (or other) forums where people where trading Netspend or poker funds how would they determine which accounts to close? I think it's more likely they determined certain purchases for where internet gaming and closed accounts based on that.

Yeah, i'm pretty sure it is the UIEGA stuff. You gotta remember, its not the actual gaming that's banned, it's the movement of the money on & off that's illegal. I'm a recreational losing player & don't make that many trades, plus actually use (at least used to) my card. So they generate fees from me. I had no problems until I recently used it for a couple of trades over the last few weeks when I started playing on the new Lock last month. Kinda coincidental when I see same day all this on this thread.

jmho

they're the same bank as Netspend, won't work I'd venture to guess

Can whoever has had their cards closed give an amount of loads they made to card in a time period please?
Sounds odd they would just close the accounts for loading 1 or 2x.

I'm not saying that's a good way to do business or that you should be happy about it, just that I doubt there would be a law or safeguard that would help you.

And hopefully it won't take weeks, not that I'd put money on that outcome.

I'm not saying there are safegaurds. It is my understanding the banks can do w/e they want in those regards, because there are no safeguards for the consumer, and that imo is what has to change.

This is my 3rd banking account that has been shut down in the 2nd half of this year. The first one was @ Wells Fargo. Basically i opened up a checking and an investment account, transferred the majority of funds from my checking to my investment account (which i told the banker i was going to do when i was opening up the accounts). Bought stock shares from my investment account and bam, i wake up next morning and all my accounts are shut down and my money frozen, along with no reasons givin for the blocks. I spent days worth of time in their bank and on the phone trying to get my own money returned. Even my personal banker and the bank manager was being jerked around and could not obtain a reason behind all this. After what was probably at least a couple months i received my money.

The 2nd was yesterday with my greendot card. Same thing, i wake up and my account is closed and no reason givin. At least with greendot after a phone call i was able to get them to release the block on my account so i could withdraw the funds that were on the card.

Now next day this happens with my netspend card. Not only are my funds being held hostage but i have to pay money to receive my own funds, which will take weeks to receive. And yet again, no reason givin for the closing of the account.

This type of inconsideration towards other peoples money is unnacceptable, especially if you can't even give them a reason why you are preventing them from access to their own money. I don't have any credit problems or anything of that nature so idk if these banking companies are spying on your internet activity or what because the only reason i can think of is OLP.

Can't do this on netspend because they are blocking access to my online account which has my transaction report. With my GD card i did a total of 13 loads this month. God forbid someone asks for GDMPs for Christmas/bday/etc.

How are people depositing now? For the last year this has been the only card that works for me. I'm lucky I didn't have any money in my account but feel for those who did.

Looking to do a p2p in the near future to get up and running. Obviously, I am new to the site but am very aware of the rules/conduct of the thread. Will people actually give me the time of day with my low post count? Or should I just jump through the hoops of depositing/withdrawing? :/

Edit: I am aware that I have to have PM's available first to do so, hence saying near future.

Cool, thanks.

I'm not 100% sure yet. I spent the majority of last night reading the entire thread discussing the best sites for US based players. Since I am trying to do my transactions p2p exclusively, I am more concerned with software quality and traffic. What would you recommend? It seems that Lock and the Merge network are the best fitting for my needs. But, in the event I would like to WD, it seems the WPN has the fastest cashouts?

As far as a good deal, I understand that most p2p's go for somewhere around a .75 rate?

Great info, I very much appreciate it. I am mainly a 200-1000 NLHE player, sngs mixed in. Wasn't aware that Merge stopped p2p's so I guess they're out. I've heard very good things (relatively) about Intertops, but heard they don't allow new US players? Also, I'm on windows so compatibility is a non issue.

Sounds like WPN is what I'm leaning towards based on this and everything else I have researched, just not sure which skin (if it even matters).

Thanks again.

I feel I am ready to make a decision, but do not have access to PM's yet due to just signing up. Guess I'll have to wait :/



I read the FAQ, it said they don't lay out specifics, just regular interaction unlocks them. I think I am probably going somewhere on WPN, just not sure which skin as I'm not sure of the differences (if any major). Although I am going to try being exclusively p2p, I like the quickness (relative) I've heard of their withdrawals if needed.



I can see messages, just can't respond to them yet. No big deal, I'll just keep posting until my PM's are activated, it says the requirements aren't hard to reach.

Think this belongs in the transfer chat thread, but they'll give you the time of day as long as you are willing to send first.

what site's money do you want? make sure to get a good deal for yourself.

it depends also what games you play and how the traffic is on each of the sites in those games.

merge (carbon et al) has no p2p, so you have to deposit/cash out at face value. but a lot of different games, probably the most traffic, pretty good customer support, pretty good cashouts i think, or at least they should once the new cashier settles down. standardized rakeback deals are 35% (or vip program for high volume)

revolution (lock, intertops, etc) has p2p and you could buy money on there at .70 i'm sure. main games nlhe, plo, lhe. but poor customer support, and poor cashouts. thus people always trying to sell their funds on 2+2 at the pretty low rate of .7x. varying rakeback deals, many higher than 35%

wpn (bcp, acr, etc) has p2p and you could buy money on there for .90 i'm sure. doesn't have much in the way of limit games currently, but has nlhe, plo. good customer service and fast cashouts. standard rakeback deals are 27% (or vip program for high volume)

all 3 networks have mtts/sngs obv. i'd say look at the different factors and try and figure out which of those appeals to you the most. oh, and as far as current software i'd say merge is clearly the best of those 3. revolution is middle for now, and wpn's isn't amazing. wpn has a new client on the way.

really a big part of it comes down to what you want games you want to play, and at what volume. also, if you're on a mac, merge is the best bet for now. i don't find revolution's lock client to be very good, and wpn doesn't offer mac support yet, altho it's in the works. if you're a tech guru you can always do parallels or vmware though.

i'm not sure how long it takes for PMs to become activated

sometimes if you are trying to reach someone you can find their contact info in their profile. i feel like the PM thing is something i should know as a mod, and it does come up fairly often as well

You'll have PM ability within a few days.