Boc- fair enough. I'm just trying to provide a voice of reason. It's just sad to see people who will actually cost themselves money because they are fooled by this "pot of gold".
For all of you who need me to dumb this down for you:
If you give me $20,000, I'll give you back $5,000 as a bonus.
But if you give me $100,000, I'll give you back $35,000 !!!!! It's a great deal for you.
Ok, I don't want to derail any further and squash you hopes and dreams
Good luck everyone on your great "chase"
PS- Bob, I really enjoy your posts and none of this is directed at you