Quote:
Originally Posted by dimzrok
So, what now? Do i just leave my account open with funds that are meant for Full Tilt and potentially allow something like this to happen again? Or do I close my account? What has everyone else been doing?
I think the answer for you has to do with how your bank handles fraud, how it credits/blocks ACH transactions, and what the price/headache ratio for you changing banking accounts is.
If you're like me, with multiple properties (and multiple mortgages, this isn't a brag), multiple insurers, and piles of other legitimate recurring bills, the price/headache ratio is pretty high in favor of headache. So much so that I was willing to write-off the $400 before I blocked them the first time.
If it's easy for you to move accounts, fix one or two payroll deposits and a student loan or something, then change banks.
If it's a pain in the ass to change accounts, then it depends on fraud-friendly for you that your bank is, and if you're willing to assume that won't happen again.
...but remember, any time you give a check to anyone, you've compromised your account. They now have your account and routing number. It's amazing this **** doesn't happen every day.