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For those of us that just play to see some financial reward but don't enjoy the game much in itself, should we play at all.
Lots of people have jobs they don't enjoy - and which they just pursue in order to make (some extra) money. Soooo...no difference, there. If you don't need the extra cash then don't play at someting you don't enjoy. If you can use the cash to do something you enjoy immensely (which you otherwise you can't afford) then it may be worth it.
BTW, I think you can play backgammon for money. So why not give that a try?