someone owes me 600 for gambling on a loan and i was under the impression he would repay it yesterday but ends up he is unable to. whats best way to help him earn 600 asap? friendly advice appreciated, thanks

https://forumserver.twoplustwo.com/5...eared-1685755/

"Not a lender nor a borrower be," is what my mommy said to me.

Friendly advice: You are talking like a pushover.
It seems like "He said he would pay me back yesterday but didn't" is the more appropriate phrasing?

Why were you under the impression? He didn't "end up" not having the money. He spent it elsewhere or never had it.

Nobody needs help coming up with $600. Depending on his situation, he could sign up on Uber or Dolly or Taskrabbit and have the money quickly. Or he could borrow it and pay back the borrower. Gig economy and peer lending makes this a very easy problem to solve.

But it's not your job to help him get the money, and it mustn't be. The moment you make it your job, you become responsible for his not having it. That gives him permission to never pay you back.

Introduce him to Silvio Dante!

Assuming he agrees that he indeed owes you the money...Set him up on a realistic payment plan say $50 or $100 a month. Then after a few months you will have your money back. Everyone has money... Don't let him just get off easy.

heard setup payoff plan. so far he's paid off like 60-65 bucks of it making small payments of $3 to $25 here and there when he can. I guess I have a chance to get it back. We spoke a bit about it today so we'll see where it goes. Number still at around 560

How'd a guy who makes $3 paybacks come to own you $600?

Ideally you could set up a formal payment plan. ask him when he gets paid and then organize to get 50-100 say on the 1st of every month. Or perhaps 50 on the 1st. and 50 on the 15th if he gets paid twice a month.

You have to make him do better than "$3 to $25 here and there when he can," or you're never getting that whole $600 back. As LEMONZEST said, give him hard deadlines and payment amounts. Don't let him set the terms, or you'll be collecting pocket change from him forever.

I presume we're talking about a grown man with a job, right? Unless he's totally destitute, there's no reason for him to have to scrape up $600 in tiny increments like that, except that he doesn't take the debt seriously and doesn't really care about paying you back. The fact that he got $600 in the hole that he can't pay back in the first place tells me he has a gambling problem, and that's a big part of why you're not getting paid.

I wouldn't be surprised if this dude asks to borrow more money from you again, possibly before he's even paid up on this. Of course, don't lend him another dime, regardless of whether he has made good on the $600.