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Old 02-14-2011, 08:55 PM   #1
The Palimax
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Degenerates in your game you say? Start taking credit cards :)

https://squareup.com/

Degenerates want to gamble longer, and you feel like enabling them?
Bob owes you $100, but "doesn't have any cash?"

They'll send you a free credit card reader for your iPod/iPad or a number of Andriod devices.

Find the Square app on the iTunes App Store or Android Market on the following devices:

Apple iOS
  • iPhone, iPhone 3G, iPhone 3GS, iPhone 4
  • iPod touch (2nd generation or later)
  • iPad
Google Android
  • Motorola Droid, Droid X, Backflip
  • HTC Nexus One, Droid Incredible, Evo, Desire, Hero (with Android 2.X)
  • Samsung Galaxy S series (including the Captivate, Vibrant, Epic 4G, and the Fascinate), Nexus S, Intercept
  • LG Ally
  • Dell Streak
It'll "cost" you a soft-pull credit check at start-up (which is actually helpful to bump other queries, doesn't count as an "inquiry"), then 2.75% plus $0.15 flat.

I've got an iPad and a Streak, so I'm ordering one.
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Old 02-14-2011, 10:11 PM   #2
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Re: Degenerates in your game you say? Start taking credit cards :)

lol nice

I hope nobody tries to flame you, cause Bob the ****ing degenerate will go bankrupt and it better happen sooner than later.
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Old 02-14-2011, 10:46 PM   #3
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Re: Degenerates in your game you say? Start taking credit cards :)

This will not end well.
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Old 02-14-2011, 10:46 PM   #4
LirvA
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Re: Degenerates in your game you say? Start taking credit cards :)

blackberry discrimination ITT
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Old 02-14-2011, 11:13 PM   #5
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Re: Degenerates in your game you say? Start taking credit cards :)

haha i thought about this when Square came out. However, to people unfamiliar with Square will find the concept strange. How comfortable will a new player be if he plays at my game, loses all his cash, and I offers him cash if he swipes his credit card in some unfamiliar device?

btw, I have accounts in all the banks (just two) within a one mile radius of where I live. When a player loses all his money and wants to get more from the ATM, I tell him to just bank transfer it into my account and I can give him cash. he just needs internet access. very convenient and fee-free.
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Old 02-15-2011, 10:32 AM   #6
eneely
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Re: Degenerates in your game you say? Start taking credit cards :)

We used to play at a pizza shop, and the owner would run anyone's credit card for cash. Multiple times. There were a LOT of rebuys in the those games.

I wish he'd host again. He has beer on tap now.
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Old 02-15-2011, 12:32 PM   #7
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Re: Degenerates in your game you say? Start taking credit cards :)

WOW..... This certainly takes things to a new level. Sadly (or maybe a good thing) I have a Blackberry.

Of course you'd want to make this the exception and not the rule. Last thing you want is people "expecting" this service and then your needing to be a bank proxy to handle all the CC and Debit Card transactions.

It is intriguing though.

Sarge
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Old 02-15-2011, 02:09 PM   #8
asdfasdf32
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Re: Degenerates in your game you say? Start taking credit cards :)

That is so freakin' sexy.
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Old 02-15-2011, 03:10 PM   #9
partyof5insc
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Re: Degenerates in your game you say? Start taking credit cards :)

I have one for my game and it comes in really handy!! People love it!
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Old 02-15-2011, 04:39 PM   #10
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Re: Degenerates in your game you say? Start taking credit cards :)

Who says we will run out of Home Game Poker topics for "The Podcast Who's Name Shall Not Be Spoken"?

This is definitely IN for a future episode.
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Old 02-15-2011, 04:40 PM   #11
The Palimax
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Re: Degenerates in your game you say? Start taking credit cards :)

Quote:
Originally Posted by Sarge85 View Post
Of course you'd want to make this the exception and not the rule. Last thing you want is people "expecting" this service and then your needing to be a bank proxy to handle all the CC and Debit Card transactions.
...or do you?

For some games, I imagine this as a perfectly valid service a host might offer. I suppose it's MUCH more suited for either (a) raked games where the service cost can be passed along or (b) close-knit games where you're just saving a buddy the trip to the ATM.

From a merchant services aspect, 2.75% is a fair deal, especially for Amex. You don't get much under 2.4% or so without a HUGE volume of traffic and/or your own internal merchant services group. Similarly 3.75% isn't terrible for phone (no-swipe) transactions; as Amex, for example has to be 3% minimum on those sort of purchases regardless of your volume. Wal*mart would have to pay 3% on a no-swipe Amex...

In my present game, I can see offering this as a novelty -- but I don't run the sort of game where people would have a marker. If you did, this sure beats a marker... ...in that while they can certainly process a charge-back, it's at least slightly more complicated than the current gambling marker dispute process of telling the host to pound sand.
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Old 02-15-2011, 05:44 PM   #12
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Re: Degenerates in your game you say? Start taking credit cards :)

I've seen the Square and have been intrigued at the idea, but couldn't come up with a practical use for a CC merchant account.

Until now, that is...

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Old 02-15-2011, 06:28 PM   #13
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Re: Degenerates in your game you say? Start taking credit cards :)

Would you subtract the fee, so there is no out of pocket for you?
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Old 02-15-2011, 07:30 PM   #14
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Re: Degenerates in your game you say? Start taking credit cards :)

Quote:
Originally Posted by eneely View Post
Would you subtract the fee, so there is no out of pocket for you?
Of course. You might make it five percent to, ahem, cover your costs.
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Old 02-15-2011, 08:27 PM   #15
The Palimax
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Re: Degenerates in your game you say? Start taking credit cards :)

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Originally Posted by eneely View Post
Would you subtract the fee, so there is no out of pocket for you?
Were I to be taking a rake?

I might make it a cost of doing business... ...but coughing up $15 every time someone wants $500 may or may not be a good plan, depending on how you monetize things.

I'd do it as a novelty and eat the cost; but if I were doing it regularly, I'd have to sell $100 in chips for $103. (2.57%+$0.15 fees on $102.99 = $100).
...which means to keep things simple, I'd just offer them hundred dollar increments of chips for $103 each.
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Old 02-15-2011, 08:48 PM   #16
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Re: Degenerates in your game you say? Start taking credit cards :)

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Originally Posted by The Palimax View Post
Were I to be taking a rake?

I might make it a cost of doing business... ...but coughing up $15 every time someone wants $500 may or may not be a good plan, depending on how you monetize things.

I'd do it as a novelty and eat the cost; but if I were doing it regularly, I'd have to sell $100 in chips for $103. (2.57%+$0.15 fees on $102.99 = $100).
...which means to keep things simple, I'd just offer them hundred dollar increments of chips for $103 each.
I might be just some dumb local Barney Fife, but it looks to me like you're running a gambling business. Can't have that. We'll shut ya down.
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Old 02-15-2011, 10:07 PM   #17
MrAce777
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Re: Degenerates in your game you say? Start taking credit cards :)

Soooo...when are Poker Rooms/Casinos implementing this plan? They may have already...who knows.
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Old 02-15-2011, 10:49 PM   #18
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Re: Degenerates in your game you say? Start taking credit cards :)

So much cash do you think you would need on hand for a normal 1/2 NL 10 handed game?
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Old 02-15-2011, 11:10 PM   #19
mi$ter ILL
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Re: Degenerates in your game you say? Start taking credit cards :)

you can use Venmo for cash transfers; its free. actually sometimes we use it if we order pizza and somebody wants to keep their cash on hand

https://venmo.com/

only thing is, everybody who wants to use it must have it installed on their phone
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Old 02-16-2011, 12:56 AM   #20
Zak3nnay0
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Re: Degenerates in your game you say? Start taking credit cards :)

Quote:
Originally Posted by MrAce777 View Post
Soooo...when are Poker Rooms/Casinos implementing this plan? They may have already...who knows.
yeah it's called an ATM
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Old 02-16-2011, 01:33 AM   #21
MadScientist
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Re: Degenerates in your game you say? Start taking credit cards :)

This is a terrible idea for legal reasons. Also, have you guys considered that they could charge back (negate the charge) and leave you hanging?
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Old 02-16-2011, 03:28 AM   #22
The Palimax
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Re: Degenerates in your game you say? Start taking credit cards :)

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Originally Posted by MadScientist View Post
This is a terrible idea for legal reasons. Also, have you guys considered that they could charge back (negate the charge) and leave you hanging?
Which is why you'd only implement it where (a) you already take markers, or (b) trust/know your players personally.
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Old 02-18-2011, 02:35 AM   #23
The Palimax
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Re: Degenerates in your game you say? Start taking credit cards :)

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Originally Posted by Uluvmynuts View Post
What if they dispute the charge how are you protected? Or if they say their card was lost or stolen I would snap a pic of his id or of him signing lol
Objection your honor, asked and answered.
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Old 02-18-2011, 12:44 PM   #24
moki
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Re: Degenerates in your game you say? Start taking credit cards :)

Neat idea...
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Old 02-18-2011, 01:28 PM   #25
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Re: Degenerates in your game you say? Start taking credit cards :)

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Neat idea...
Put your cellphone in your shirt pocket, and swipe the card like this...

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