Quote:
Originally Posted by ogallalabob
Depends on the pre-existing condition, where they live etc.....
Like a knee injury, probably get a rider on anything related to the pre-existing injury and able to get a policy relatively cheap.
The vast majority of states had high risk pools they funded with state funds and fees from the insurance companies. Typically, if turned down by a set number of insurance companies then you would be eligible. My state you would be charged 150% of the average policy.
A typical knee injury is not a pre-existing condition.
Diabetes, cancer, high boood pressure, a large number of diseases, RA, and much more are pre-Exsisting conditions.
High risk pools are abject failures. We shouldn't have any pools at all. All pools do is make money for insurance companies, which we don't need in the first place.