I only skimmed the article but it appears the builders weren't able to put in the proper insulation because of government red tape. Excellent attempt though OP.
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they calculate the cost of a fire, and if the costs multiplied by the odds of it actually happening arent high enough, they will decide to risk human lifes.
OP, we don't live in a world where resources are infinite. Car manufacturers could build nothing but tanks that cost 300k each and we would all drive around in the safest vehicles possible and automobile injuries and deaths would plummet.
But they don't do that, because people have limited resources and can't spend 300k on a vehicle, so we sacrifice personal safety so that we can get around in a cost-efficient manner. The same principle applies to housing. We could all live in steel shipping containers with no furniture or flammable items, we would all be much safer. However people are willing to sacrifice a chance of dying in a fire for more personal comfort and aesthetics.