Quote:
Originally Posted by skier_5
Money and Other Monetary Instruments
You may bring into or take out of the country, including by mail, as much money as you wish. However, if it is more than $10,000, you will need to report it to CBP. Ask the CBP officer for the Currency Reporting Form (FinCen 105). The penalties for non-compliance can be severe.
“Money” means monetary instruments and includes U.S. or foreign coins currently in circulation, currency, traveler’s checks in any form, money orders, and negotiable instruments or investment securities in bearer form
---- Easy enough. If the check is Made out to YOU (you are the payee), write in BIG LETTERS: "NON-Negotiable" on the front and back of the check where the endorsement goes. Viola - it is no longer a negotiable instrument. However, you might have to go to the actual bank that is ordered to pay you to get the cash - I'm not sure if interbank transfers require a negotiable instrument.