Quote:
Originally Posted by Lattimer
Is this something like building up rewards points by purchasing pre-paid Visa cards and using them on bill-pays or money orders to liquidate them? I know places like Walmart and such have become resistant to accepting OneVanilla Visa cards for this, for example, which is where the good rapport mention comes in?
yes, that's exactly what it is.
Those Onevanilla cards don't work at Walmart at all.
The good rapport comes in because some places can refuse a transaction if they are worried that you are buying with a stolen credit card. Also, one issue is that employees at stores don't have much upside. You see, they are scared of getting in trouble & getting fired for doing something that a superior later says that they shouldn't have done. The employee that sold the gift cards to you kind of becomes the scapegoat as they should not have allowed the transaction because it "could have been a stolen credit card." Basically employees and managers often air on the side of caution because if they are wrong, not much consequence of them. The opposite action, though, could get them fired. Really, almost no one but the store manager is paid bonus on the store sales performance. So that's really the only one that has any kind of a financial incentive. So, you sometimes have to get the corporate headquarters involved in order to be able to get them selling to you.