given OP has never beaten anything past 1/2 live I dont think he should deposit online

shoulda gambled on BTC instead of stocks btw

Is your kid of driving age yet? Could she drop you off at the casino for your poker sessions?

not a fan of lying to the wife. I get that you are embarrassed but I would come clean.

I recommend a job because it has zero variance besides the time suck... poker variance can be brutal... even more so when you "need" to win.

I think if you do offer your wife the "plan", come clean first with what happened with the funds... not vice versa.

Enough of the conform to society posts

Still no car.

I'm right there with you lol

Since poker is your job, I'm assuming you're ubering to the casino to play. How'd the session go today?

I was running pretty hot n poker up to the truck being sold, so I hv some money to get by. I wasn’t planning on selling the truck n one day, so it puts me in limbo now. Going forward I will use her can when I can and hope to hv a car for myself soon.

________

I been thinking about ONP and u guys gave me some solid advice.
I think now the plan is to wait it out some. Don’t rush and lose equity in money owed to me. No need to panic just yet.

As is now, Sara pays 70k heloc monthly. It’s set up between us that she will pay it down to the amount where I owe...60k. Then I pay it off from there. Thus, I hv some time. Maybe it takes her another year.??? We can address the situation then. No need to now, right? In the meantime, mayb I can ask for $3k around tax time to pay down her $101,643.

We gonna get back on that grind soon. Don’t worry. 1,000hr challenge we be ours.

What's the 1000 hour challenge?

Just something that @GatorXP and I decided to do to motivate showing up and logging hours. We started in March and try to obtain 1,000 hrs by year’s end.

Currently behind the pace. With no car it’s hurting. That is gonna change soon.
Got a text this morning. Car shd be here soon. Then we go hard again and try to build a roll without a roll.

Are you ok bro?

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how are you buying a 35-45k car?

May your children have an opportunity to do better than you.

You think he can't get a loan?

I hope something is a joke. There's false information somewhere in here. Otherwise, I pray for you and your family Ray.

hero, did you take more equity out of the house?

Let's see the bright side: he will save on gas.

He admitted last year that he can't. That's why the HELOC had to be in his wife's name.

...I am super interested to see what's going on.

he has basically no liquid money, so he's gonna have to finance the whole car. a 35k, 60 month loan, with 3.11% interest (which was the default in the calculator online), will run a little over $600/month. for a depreciating asset. for a person who doesn't even make 40k/year from what it appears. OP lost, what, 60k in the stock market by basically having it repossessed from him via margin calls, now he's trying to get his house repossessed because thats all he has for collateral. it's almost cringe worthy to watch this train wreck in slow motion.

new car payments are the yoke of the middle class. ever wonder why the Jones aren't rich despite making lots of money? it's because they have new car payments that they pay in perpetuity.

BF,
Stop asking for advice or help, clearly you have your own ideas. I also don't think your actions align with your goals.


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This is potentially inaccurate. However that is still a few years away and OP is taking on more debt without immediate opportunity.

This thread is Gold, Jerry! Gold!

Well at least it isn't as bad as the last decision he made involving electric cars. Or is it?

Not sure if serious....

In what world are mass produced cars not depreciating assets?

Say OP drives the car for a day and then the car gets run over by a run away semi while parked - no ones hurt but the car is totaled- do you think OPs insurance company is going to give him the full purchase price of the car?