Quote:
Originally Posted by reaper6788
At the end of the day save a lot and drop it all in low cost diversified funds with a sane macro asset balance.
QFT. Read that again, please.
(1) save a lot. seriously.
(2) drop it in low cost diversified funds. Please.
(3) have a sane macro asset balance. Though I argue this 3rd point is much less important than points 1 and 2. 100% S&P 500 would be reasonable for a 25 year old. Add some bonds when you're 35, or sooner, whatever. But do (1) and (2) now, no matter how old you are. I may get flamed for the 100% comment, but see (1) and (2).