Quote:
being cheap is bad, but being frugal is good
None of my friends would ever call me cheap. They do chuckle about my frugal ways at times. Particularly when I say something about hitting a sale at Save-a-lot.
I respect my money and the value of items I purchase. Over the years I have learned where cutting corners wasn't really saving me anything, and that sometimes paying more up front saves money on the back end.
If I stay in Atlanta, my home is paid for in 4 years or less. I have no other debt, and my next vehicle will be paid for in cash (although i may charge $20K of it on my CC to get my 2% cash back and then pay the CC bill the next month).
I do still struggle at times letting myself enjoy some extras I can easily afford. In 16 years at this job, I have never taken a "real" vacation. I have taken time off to visit family and friends, but never a cruise, a trip to the beach or anything. I have always used the excuse that I travel for work so I don't see the need, but I am going to make that change soon. If I stay in my current job (60/40 right now), I will have 26 days of vacation to use in the next year. I see BigSkip's first trip to Vegas on the horizon.