i'll do it all out for the rusty op
you have to look at just the odds of hitting by the turn, and then the overall situation. you're not getting the odds to call flop AND turn to hit by the river. this latter figure is called "effective odds" and you should then count: a) immediate odds, b) likely future calls (utg and then a bet to you on the turn and the other person's call, best case, and then the total size on the river, maybe getting 1 more bet).
so here, you're getting 8.5:1 without closing the action. to hit the turn (~90% chance), there's 4 cards out of the remaining 47 that will help you. that's an 8.5% shot, or 11.75:1 (and your immediate odds are only 8.5:1).
your effective odds are worse though b/c on the turn, let's assume it goes a) utg calls flop, b) k k b c c on the turn, so that means there's another 2 (not your) bets going in on the turn, so that's 10.5:2 (you have to put in your initial bet AND the turn bet to see the river).
so your effective odds are:
8.5:1*8.5% + 5.25:1*91.5% = 5.625:1 effective odds given the above assumed action.
we then compare this to your chance of hitting. so, your chance of hitting on the turn is 8.5% (4/47) and once on the turn, the chance of hitting the river is 8.7% (4/46). this is a conditional probability. so you have to take a) the pr(hitting turn) + pr(NOT hitting turn)*pr(hitting river) =
8.5%****.5%*8.7% = 16.46%
converting back into odds, we do:
1-16.46% = 83.54%/16.46% = 5.08:1
so since 5.625>5.08, you can call flop and turn assuming you'llg et UTG's bet the whole time. but if you don't get those bets, you should fold.
it's pretty close. for me, the deciding factor is that you DO NOT close the action. so i'd just fold this.