Quote:
Originally Posted by Jennifer Garner
Firstly, I wouldn't be sending funds until the product was received. That said, would the purchase go through and would I receive the good if it were purchased via fraudulant funds? Essentially, would I be contacted by the company to send back the goods?
Almost never. Because the issuing bank essentially acts as a middle man once you have the merchandise they would almost never try to get it back. For basically the same reason they dont try to get it back when you default on your credit card payments.
If the amount of the purchase was big enough, however, you might get contacted by the police and have a whole mountain of trouble.
there are two potential fraud issues here:
1. A three-party fraud. Person A posts on 2p2 saying that hell buy person B something on his credit card for stars money. He buys person B a plasma TV or whatever, person B ships 1200 on stars. Unbeknownst to B, A has actually purchased the plasma with person C's credit card. Fast forward 3 weeks. Person C looks at his credit card statement, craps himself, then calls the CC company about the 1200 on his credit card that he doesnt recognize. CC comapny calls the merchant who charged the card and asks what was purchased and wehre it was shipped. CC company says to C, well that got shipped to Person B, at this address. Dont you know this person? No? Well, just fill out this affadavit of fraud and well remove the charge and get the police right on it.
2. A two-party fraud. Person A posts on 2p2 saying that hell buy person B something on his credit card for stars money. He buys person B a plasma TV or whatever, person B ships 1200 on stars. unbeknownst to B, A is a huge degen and desperate for money. Person A waits to get his money on stars, then calls his credit card company and says "oh, my. Someone charged $1200 to my credit card and I cant imagine what it was for"... CC comapny calls the merchant who charged the card and asks what was purchased and wehre it was shipped. CC company says to A, well that got shipped to Person B, at this address. Dont you know this person? No? Well, just fill out this affadavit of fraud and well remove the charge and get the police right on it.