Just some info, if you use a debit/check card to deposit most banks wack you with a foreign transaction fee, since all transaction seem to come from a far away land in the east and it doesnt tell you this when depositing. Sometimes its a flat fee or sometimes its a % of the total depending on your bank. I didnt notice until I looked at my bank statement, these can be expensive and add up fast if you dont notice. I emailed rpm/merge and asked if they could refund a portion of these and got the "you are responsible for all related deposit fees" If I had known of this I would not have deposited I dont like having to pay extra to pay rake.