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Edit: I read some of the post, not all, but looks like I should carry a load of $1 (im assuming its notes?) and use to tip for everything? Is it that bad etiquette to tip, say 10%? Easier to calculate and Im not exactly loaded
Yes, you probably should always have a few $1 on-hand for tipping (we call them 'bills' as in 'dollar bill; five dollar bill, twenty dollar bill' but often/usually just called by the denominations; i.e. ones, fives, twenties, etc.). Hundreds are now called hundos.
Calculating 15% is easy. Calculate 10%...then add 1/2 that amount to the 10%. Or calculate 10%...then double it to 20% and take halfway in-between the two numbers. Just a rough ballpark is good enough.
Tipping is a heated topic (in this country that is...probably not in any place that doesn't tip). You don't
have to tip at all...and definitely don't tip if you get bad service/attitude. But most of these folks rely on tips to make a living (their wage is incredibly low
because they are classified as a tipped employee..they might literally only make $2.50-$3.00 per hour in wage).
Also, just because you see a tip jar (like at the coffee shop) doesn't mean you should feel compelled to tip. Very often those folks make a 'regular' wage and only put the tip jar out because people are stupid enough to put money in it (often by the EXACT people that shouldn't i.e tipped employees...don't they realize they are screwing the 'real' tipped employees/themselves by tipping these 'regular' employees who sure wouldn't mind a tip...they cheapen the whole concept of tipping). It's kinda ******ed the way it all works here.