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Are there any banks where you can set the ATM withdrawal limit to whatever amount you want to? My local credit union told me they couldn't increase it beyond $2k/day and to get another card if I needed more. The cards from my European banks have a 2k€/day ATM limit, even though I could set the overall monthly spending limit as high as 100k€.

I think a lot of ATMs have a $1k per withdrawal limit for non-customers to make people pay fees twice if they needed more.

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06-21-2024 , 11:11 AM

#17477

chillrob

Carpal \'Tunnel

Join Date: May 2007 Posts: 21,955

The highest my bank would let me go was $1000.

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06-21-2024 , 11:44 AM

#17478

Randall Stevens

veteran

Join Date: May 2014 Posts: 2,779

Quote:

Originally Posted by madlex

Are there any banks where you can set the ATM withdrawal limit to whatever amount you want to? My local credit union told me they couldn't increase it beyond $2k/day and to get another card if I needed more. The cards from my European banks have a 2k€/day ATM limit, even though I could set the overall monthly spending limit as high as 100k€.

I think a lot of ATMs have a $1k per withdrawal limit for non-customers to make people pay fees twice if they needed more.

Mine is capped at $2k as well. I didn't know that about the ATM limits. That's smart/evil.

Wait, are you saying that it's per card and not per account?

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06-21-2024 , 12:11 PM

#17479

madlex

Carpal \'Tunnel

Join Date: Jan 2009 Posts: 17,881

Quote:

Originally Posted by Randall Stevens

Wait, are you saying that it's per card and not per account?

With one of the European banks I have a VISA and MasterCard that draw from the same account and I can take out 2k€/day with both of them.

TBH I don't remember if the US credit union told me I needed a second card for the same account or a second account. I guess I just assumed it's the former because it's that way with the European bank.

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06-21-2024 , 12:18 PM

#17480

Randall Stevens

veteran

Join Date: May 2014 Posts: 2,779

That's some good info. I always assumed it was per account.

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06-22-2024 , 09:00 AM

#17481

marknfw

Gaming Commissioner

Join Date: May 2010 Posts: 13,211

It's been a long time ago, but I'm pretty sure Wells Fargo let me set it to unlimited. I was having problems with Chase when I moved there. Maybe there's a limit, but for some reason I was thinking they took the limit off the account, but there is a limit per machine. I could be wrong.

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