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Housing with No Credit/No "Job" - Just straight cash Housing with No Credit/No "Job" - Just straight cash

10-30-2017 , 08:37 PM
Quote:
Originally Posted by LVNC1234
Never done this but if you go on Craigslist in the resume section there are people who sell professional paystubs whether they work or not I don't know but just another option.
Wow, just wow. Selling paystubs? Who would have thunk it?
Housing with No Credit/No "Job" - Just straight cash Quote
10-31-2017 , 03:11 AM
Quote:
Originally Posted by eco74
Is the nut low the person selling these or the person buying?
I'll go with the person buying, since most apt applications around here are done online, I cannot imagine how a "paystub" would help.

As others pointed out for places that can bypass the computer check, it would be cash that talked, not a paystub.

I suppose a fake stub could help you get into a roommate or private landlord situation, but might become awkward when they notice you don't actually work at the alleged job.

Last edited by Kali2; 10-31-2017 at 03:20 AM.
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10-31-2017 , 02:26 PM
Quote:
Originally Posted by Kali2
I suppose a fake stub could help you get into a roommate or private landlord situation, but might become awkward when they notice you don't actually go to work.
FYP
Housing with No Credit/No "Job" - Just straight cash Quote
10-31-2017 , 03:17 PM
Quote:
Originally Posted by BackDoorFlush
FYP
Ty
Housing with No Credit/No "Job" - Just straight cash Quote
10-31-2017 , 09:03 PM
Try a real estate agent. Be upfront with them. They probably have some landlords they know who will take a 3 month security or something if you pass a background check.
Housing with No Credit/No "Job" - Just straight cash Quote
11-03-2017 , 08:11 AM
or try places such as candlewood suites or extended stay america, if u dont mind spending $1400-1800 per month. tell them u want the 60 day craigslist special if in extended stay america, or book it for 5 weeks ONLY THRU THEIR WEBSITE if doing candlewood suites. if u dont do 5 weeks, the prices change from $53 per night to $119 per night. 1 month isnt enough, it must be 5 weeks.

i cant tell u more or someone might discover where im living, this id prefer not occur.

but i guarantee u, next time i will try out one of those renting help u find a place places because im damn sure not going to try siegel budget or desert manor. way way too unsafe and ****ty wifi too.

i used to try offering 6-12 months cash upfront in reno, it did not help one bit. my credit is 475, never had much even 10+ yrs back, and never any job or rental history. this still insisted on a cosignor. this is because i went thru a major company instead of a private owner. wanted a nice complex by the peppermill. didnt work.

if vegas is different than reno, would like to know where. the places in here other posters recommended are all high priced weeklies ($179-300 per week) u dont save much paying monthly. id prefer to save $200-300 off the weekly price for paying monthly. this is too high id like a nice safe hi-rise or by redrock, for like $1200 per month
Housing with No Credit/No "Job" - Just straight cash Quote
11-03-2017 , 12:14 PM
Isn't getting a credit card with a credit score that low a challenge? Or do you use one of those prepaid debit cards to shop online?
Housing with No Credit/No "Job" - Just straight cash Quote
11-03-2017 , 02:02 PM
Quote:
Originally Posted by callipygian
Isn't getting a credit card with a credit score that low a challenge? Or do you use one of those prepaid debit cards to shop online?
Fair or not, dipping below 500 makes people think you've given up on paying back. That's where those "no credit check" things come into play where you pay twice market value for car loans and things like that. At that point it might get rough to sign a lease even if you're willing to pay upfront because the landlord might assume you're going to conduct criminal activities on the premises or trash the place. I don't want to sound super mean, but if somebody has shown an unwillingness to handle other people's money or belongings with respect, nobody wants to give that person the benefit of the doubt.

OTOH, if your score is that low and you happen to get money, you're getting a pretty sweet deal to pay off debt. A couple of years ago my wife was in the low 600s. I called all the creditors and told them I am willing to pay off some debts to raise her score but would do so based on best offers received within the next 48 hours. I was able to settle every single one for 30-50%. Phone companies were the most forthcoming. AT&T offered 50% but was willing to come down to 35% after I told them that's what Sprint and T-Mobile offered. (Before you ask, I was "wtf, 3 different phone companies?", too)
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11-04-2017 , 03:06 AM
Quote:
Originally Posted by callipygian
Isn't getting a credit card with a credit score that low a challenge? Or do you use one of those prepaid debit cards to shop online?
never have a credit card in the past. looks odd to be 48 without ever having credit. my mom is 72 she never had one either, but paid her rent faithfully her whole life (private owners and houses instead of apartments) she never once was late or evicted but her strict religious beliefs kept her from applying for credit. i use my bank of america debit atm card for everything online such as airline and hotel reserv. removes it strictly from my bank account.

to the other poster who said a low score would make landlords worried u would trash the place even if prepaying 1 yr upfront, it shouldnt. seems to me its the RICH party type kids who do this. ive never drank or smoked. its not like i had good credit and destroyed it ive never had any. only thing on it is unpaid hospital bills, and 2 phone and internet contracts i had in 2010-2012 they eventually got behind over $300 each and both were charged off and never paid, no one ever came after me for the money, for one reason ive never had a reachable address or phone they knew of.

i could pay it now if it would fix the problem, but im told it wont help with this many yrs passed so if i wanted to spend $600 im better off using it for proof of citizenship. at the time my roll was under $1000 for about a 6 month period, i had no income if i didnt win, and was pretty much only playing online poker and the 50c $1 NL in bills. or $40 NL in the commerce, hitting and running. eventually i got out of this mess by winning $1500 online, then built $1750 into $10,000 within the yr up in reno and never dipped that low ever since
Housing with No Credit/No "Job" - Just straight cash Quote
11-04-2017 , 12:47 PM
Quote:
Originally Posted by sevencard2003
never have a credit card in the past. looks odd to be 48 without ever having credit. my mom is 72 she never had one either, but paid her rent faithfully her whole life (private owners and houses instead of apartments) she never once was late or evicted but her strict religious beliefs kept her from applying for credit. i use my bank of america debit atm card for everything online such as airline and hotel reserv. removes it strictly from my bank account.

to the other poster who said a low score would make landlords worried u would trash the place even if prepaying 1 yr upfront, it shouldnt. seems to me its the RICH party type kids who do this. ive never drank or smoked. its not like i had good credit and destroyed it ive never had any. only thing on it is unpaid hospital bills, and 2 phone and internet contracts i had in 2010-2012 they eventually got behind over $300 each and both were charged off and never paid, no one ever came after me for the money, for one reason ive never had a reachable address or phone they knew of.

i could pay it now if it would fix the problem, but im told it wont help with this many yrs passed so if i wanted to spend $600 im better off using it for proof of citizenship. at the time my roll was under $1000 for about a 6 month period, i had no income if i didnt win, and was pretty much only playing online poker and the 50c $1 NL in bills. or $40 NL in the commerce, hitting and running. eventually i got out of this mess by winning $1500 online, then built $1750 into $10,000 within the yr up in reno and never dipped that low ever since
If you are still in Nevada, you might want to consider getting a Real ID drivers license when you next renew.

"Nevada issues driver's licenses and identification cards that comply with the federal Real ID Act of 2005.

As of October 1, 2020, the federal government will require your driver's license or ID card to be Real ID compliant if you wish to use it as identification to board an aircraft or enter federal facilities where ID is required.

Existing Nevada driver's licenses and ID cards will continue to be accepted until expiration or October 1, 2020, whichever is sooner. This includes cards marked "NOT FOR FEDERAL OFFICIAL USE." These cards, however, are not accepted when applying for a U.S. passport.

To obtain a Real ID license or ID card, you must present proof of identity, proof of Social Security number and two proofs of address in person at the DMV one time, even if you did so prior to Real ID implementation.

There is no rush. You can wait until your next renewal or other change."

http://www.dmvnv.com/realid.htm


As for proof of citizenship, assuming you have access to your birth certificate, and can get a SScard, apply to get a US passport..... it will not be tied to your physical address going forward.

Good luck.
Housing with No Credit/No "Job" - Just straight cash Quote
11-04-2017 , 02:51 PM
jesus H. christ, take it to the blog tony bigcharles
Housing with No Credit/No "Job" - Just straight cash Quote
11-04-2017 , 06:53 PM
im sure u know most of the people reading 2+2 dont know who i am, or that i even have a blog, and only came here to discuss housing. which is why i posted since i could be a bit of an expert having lived out of motels without proof of income most of my life. for the poster above who doesnt know me, i was born in canada to a canadian father, but my mom was an american which is where my citizenship comes from. i can only get ID in louisiana not here and only because ive had it there in the past-so i return there every 4 yrs to renew and to avoid questions, claim my address is the same. i then get the new ID in person. im worried now that louisiana will be the new real id too now, they wont renew it either when it expires in 2020. citizenship is only an issue due to the govt losing the paperwork when my mother registered me when crossing the us border when i was one. i lived in KS with her til i turned 18.

this is serious and needs dealt with but not sure how to fix it and im never in the same address for more than a few weeks and i dont know what type of paperwork to get first. to avoid the $600 fee, id need a counselor report of birth abroad and this is what the govt couldnt find.
Housing with No Credit/No "Job" - Just straight cash Quote
11-05-2017 , 11:01 AM
last chance to take it to the blog, tony. i'll start deleting posts.
Housing with No Credit/No "Job" - Just straight cash Quote
11-05-2017 , 04:38 PM
Quote:
Originally Posted by sevencard2003
im sure u know most of the people reading 2+2 dont know who i am, or that i even have a blog, and only came here to discuss housing. which is why i posted since i could be a bit of an expert having lived out of motels without proof of income most of my life. for the poster above who doesnt know me, i was born in canada to a canadian father, but my mom was an american which is where my citizenship comes from. i can only get ID in louisiana not here and only because ive had it there in the past-so i return there every 4 yrs to renew and to avoid questions, claim my address is the same. i then get the new ID in person. im worried now that louisiana will be the new real id too now, they wont renew it either when it expires in 2020. citizenship is only an issue due to the govt losing the paperwork when my mother registered me when crossing the us border when i was one. i lived in KS with her til i turned 18.

this is serious and needs dealt with but not sure how to fix it and im never in the same address for more than a few weeks and i dont know what type of paperwork to get first. to avoid the $600 fee, id need a counselor report of birth abroad and this is what the govt couldnt find.
Before this tangent gets deleted, if you have a birth certificate, from Canada, that shows your Mom, who presumably was a US Citizen at the time, this does not seem insoluble. (Sounds like no Canadian passport is available, but there would be a record of your birth, schooling, etc )

OTOH, eitiher something is left unsaid in your circumstances, or you have been getting bad advice. Hire a US immigration lawyer.

As for2020, and Real ID, count on it happening.
Housing with No Credit/No "Job" - Just straight cash Quote
11-05-2017 , 04:56 PM
Quote:
Originally Posted by augie_
last chance to take it to the blog, tony. i'll start deleting posts.
I agree that there's no need for him to get into off topic personal details here, but overall his input is very valuable to teach younger players to never let it get that far. Almost hurts to say that because he sounds like a decent, honest guy, but that story is like textbook what you want to tell your kids why they should not get into gambling.
Housing with No Credit/No "Job" - Just straight cash Quote
11-27-2017 , 12:38 AM
To get the Real ID Nevada driver's license you also need to provide your birth certificate, and not one issued by the hospital, it has to come from the state records department of the state you were born in. It's easier than it sounds, you have to go to a notary public and have them sign a statement that you are who you appear to be on your ordinary DL and send it to the state. The DMV has all the info.




Quote:
Originally Posted by Gzesh
If you are still in Nevada, you might want to consider getting a Real ID drivers license when you next renew.

"Nevada issues driver's licenses and identification cards that comply with the federal Real ID Act of 2005.

As of October 1, 2020, the federal government will require your driver's license or ID card to be Real ID compliant if you wish to use it as identification to board an aircraft or enter federal facilities where ID is required.

Existing Nevada driver's licenses and ID cards will continue to be accepted until expiration or October 1, 2020, whichever is sooner. This includes cards marked "NOT FOR FEDERAL OFFICIAL USE." These cards, however, are not accepted when applying for a U.S. passport.

To obtain a Real ID license or ID card, you must present proof of identity, proof of Social Security number and two proofs of address in person at the DMV one time, even if you did so prior to Real ID implementation.

There is no rush. You can wait until your next renewal or other change."

http://www.dmvnv.com/realid.htm


As for proof of citizenship, assuming you have access to your birth certificate, and can get a SScard, apply to get a US passport..... it will not be tied to your physical address going forward.

Good luck.
Housing with No Credit/No "Job" - Just straight cash Quote
11-27-2017 , 03:06 AM
Quote:
Originally Posted by Uh*Oh
To get the Real ID Nevada driver's license you also need to provide your birth certificate, and not one issued by the hospital, it has to come from the state records department of the state you were born in. It's easier than it sounds, you have to go to a notary public and have them sign a statement that you are who you appear to be on your ordinary DL and send it to the state. The DMV has all the info.
Maybe that works if you're relatively young, but way back when, state governments didn't really keep records like that. Wonder how that's going to work out.
Housing with No Credit/No "Job" - Just straight cash Quote
11-27-2017 , 04:07 AM
Quote:
Originally Posted by pig4bill
Maybe that works if you're relatively young, but way back when, state governments didn't really keep records like that. Wonder how that's going to work out.
Real issue ? What States/Counties have not issued birth certificates in the last 100+ years or so ?
Housing with No Credit/No "Job" - Just straight cash Quote
11-27-2017 , 09:42 AM
Quote:
Originally Posted by pig4bill
Maybe that works if you're relatively young, but way back when, state governments didn't really keep records like that. Wonder how that's going to work out.
I'm 65 and I just did it last year. The DMV doesn't give you a choice, so I think it probably works for everyone born in the US.
Housing with No Credit/No "Job" - Just straight cash Quote
11-27-2017 , 06:13 PM
I have heard of a few problems for those over 90 and born at home as well as some cult members whose births were hidden from authorities. But generally, if you are under 90, and your family was not evading authorities, ordering an official birth certificate is simple.
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