I think the crypto space is inherently political, but most people don't understand that. To be clear, my orientation is that the system we should be questioning is capitalism itself and not fractional reserve banking. I also think that you should read the
report and dissenting views from the Financial Crisis Inquiry Commission.
But I wanted to get more into how people think about crypto and not specifically politics. You don't need to be a programmer to understand crypto; you just need to understand the effects of technology on society. For most of the people who talk about crypto at the poker table, it's this sort of black box that spits out money. One could compare it to CDOs and other financial products, where banks seemed to not care too much about how such complex instruments actually worked so long as the money came pouring in. Bitcoin will go up because it always goes up. If goes down, it will rebound because it always rebounds. That's how most crypto enthusiasts seem to talk about it.
The only people who seem to have a theoretical framework for explaining their faith in crypto are the people who see it as a vehicle for making government obsolete. These are the people who might want to return to the gold standard, even though economists are
uniformly against such an awful idea. Crypto feels like a variation on the theme of abandoning fiat money, with the concept of "mining" named to draw comparisons to gold. I disagree with those digital goldbugs, but that doesn't mean I am bearish on crypto. One potential use I see for blockchain is for a cryptocurrency with a clear digital audit trail for all transactions so that money laundering is impossible.
If I were to ask a crypto investor a single question, it would be to ask them what they foresee as the US regulatory atmosphere towards crypto over the next decade. Not what it should be, but what it will be. Will merchants be banned from accepting Bitcoin? Will know-your-customer legislation require banks to do their due diligence in determining whether deposits originated in crypto and to decline those transactions? I've never asked anyone that, mostly because the crypto talk I encounter occurs at the poker table and I try to avoid involved political discussions there, but I've never met any crypto enthusiast who seemed like a deep enough thinker to have considered that question.