Quote:
Originally Posted by lloyd45
To be fair I'm a cynic but every point Steve made was about saving the company money and not putting checks in place - like the credit card checkbox - because derp derp people are dumb and can't be trusted and long term more people will be angry about not being able to play because of some thing they didn't know they were doing. That's bs to me. They are choosing money over integrity imo.
Yeah, I didn't like that, either.
I would be glad to have a "designated credit card" mechanism backfire against me.
e.g. I select a card with which to deposit. Years later, I forget I had done it and attempt to use a different card (which is weird, because I've never made more than one deposit on a given site). Would I be mad about this? Maybe temporarily inconvenienced, but not at all mad. If it means having to contact Stars support and jump a few hurdles to add a new card, so be it. I'd be glad someone was looking out for it.
I've been dealing with some identity-theft issues recently, and had a conversation with my investigating police officer about this type of thing. My question was why retail outlets never seem to care about matching the name on the card with the person holding it. Her answer was similar to Steve's: it seems like stores weigh the risk between those rare times a card is used fraudulently vs. the many, many times the customer would be inconvenienced (e.g. having to show ID, not being able to let a family member use your card).
She's probably correct, but why can't the customer determine that risk? What if I don't mind the inconvenience? I would not mind at all having a security option on my card that the store clerk asks for ID whenever it gets used. My wallet is already out, so it's no extra skin there. I WANT that clerk checking that it's me, because I know it's me.
Adam's ideas to Steve seemed just as reasonable. The types of people who would opt-in to, say, matching MAC addresses to their accounts are also the types who would know they're doing it.
And I still don't get how the PIN would have prevented all of this. If someone else could get your password, couldn't they also get your PIN through the same means?