so sorry to hear that......not my cup of tea anymore....

One of the best/interesting experiences was when I was stationed of the coast of Beirut in '83....buddy got a "care package" of stamps in the mail. There were 6 of us tripping our xss''s off on the front of the ship watching tracer fire in the hills. Then to see the NJ battleship fire it's guns and light up the whole sky. Followed by having the grateful dead in concert as the night movie......interesting to say the least...at the completion of the movie it was only the 6 of us watching the movie and requesting a "do over".

glad to hear you are planning for the future...

With taxes so low, why would you not just invest the money (even 50/50) and pay 15% cap gains taxes? This way you have ready access should you decide to use the money for down payment on house without penalty

but i want to avoid paying taxes nowwww. wont it be taxed at a lower rate when i start drawing on it when im an old geezer?

give 30 thousand to your wife, the government allows a 1 time tax-free gift of 30k to your spouse, you keep all of it....go ask the irs they'll say the same thing. i actually feel kinda stupid telling you as i know u woulda done it anyway

but you know what the tax rate is now...you don't know what it will be in the future(could be 10%-50%)...and you only pay 15% on cap gains when you sell stock

Please talk to a financial planner. If you need a name of one I can recommend him (pm me) i can tell you this about him. He handles all my investments. To give you an example of how good he does in '08 from June to June of '09 we lost ZERO. We didn't make anything but most people lost 1/2 the value of their investments.

ew

one of my all time fav movies

this can't be right. you been watching Shawshank again?

ah... got it now.

continue...

i agree with this but i think the term psychedelics is too general. trying something natural like mushrooms is different than LSD. dont bother with stuff like LSD imo

ive never done yoga or meditated but from what i understand people are able to go deep and sort some shlt out. tripping on drugs may provide you with another perspective but it also comes with risks. i had a friend in highschool who was in to hip hop etc and one summer him and some guys started doing acid all the time but then stopped by the end of summer. by the time we graduated my buddy had dreadlocks (white guy) and is now living in some hippy community on a small island (true story). the drugs clearly affected him. did they enlighten him to pursue this lifestyle or alter him to become a different person that enjoys the lifestyle?

the downside risk of suggesting ucd try yoga is he may get some funny looks while hes contorting himself in tight clothing

in order to invest in stocks and get the capital gains 15% rate, you will need to report it as income now, thus pay taxes on it. you get a tax break from stock appreciation and dividends, not the original principal you buy the stock with. a SEP is a great idea for someone making a decent amount now, as long as they have plenty other monies for big future purchases like a house or something.

plus there are so few FP'ers that are actually beating the market that will do low (couple 100k ish) portfolios, it's much more likely your guy ran hot than anything is an amazing planner. sorry in advance if you have a portfolio in the millions, because then it is more likely your guy is good otherwise

yes please, you have all of my ears

couple 100k ish? i got about 350 where does that leave me?

eh, to each his own. i've had amazing experiences on LSD and the only prob i have with it is the massive 8-12h length of the trip leaves you exhausted afterwards.

it seems to me that the two are equivalent

random question but have you guys ever watched the Food Matters and Food Inc videos? These videos have me really thinking about my diet now and how I should change it for the better....but another part of me is saying this is all bias because I am not a medical professional.

Can somebody shed some light on the goodness of these documentaries? Is the information there pretty good/valuable?

"they're very valuable, aren't they"

you don't have to be a 'medical professional' to have common sense.

what I meant when I said that is how do I know if what they are saying is true or not, but I get what you are saying..

I was hoping Jah would be the first to respond....thanks dude

in general eat dark colored fruits and veggies, rice, fish and tea...basically eat asian style to live to 100 as a smaller person

learn distinction between good/bad fats, good/bad carbs, eat less in each sitting but eat more frequently, stick to water, workout = always in shape

edit: and learn how to grocery shop and cook is very important too

too overwhelming, swhy so many ucd's dont move at all..use the KISS method ftw

eh there are tons of variables and a lot of it depends on your personal risk tolerance/goals so going into detail would be very long-winded, but I am of the opinion that if you are young and make good money there are much much better ways to maximize returns on your money while staying completely liquid

i read once that people get satisfaction about talking about doing something rather than doing the thing itself, and because they get that feeling of accomplishment from just stating their goals, then they are less likely to actually achieve them.

proper eating habits, and good nutrition are common sense. you pretty much should have it figured out by now, but if you don't a 15 minute internet search will probably get you there. anything much more than what K_2 has already said is from people who are trying to sell books and dvds

once you have the basic structure of your diet figured out, and are seeing good results, you can tweak it using these sophisticated methods, but until then its just overkill.

i haven't actually watched them. I've stopped watching documentaries for a while as it's become depressing to see the state of the world. But I mean between google and common sense it's gonna be really hard to go wrong as long as you keep an open mind.

And what malice said ofc. Not to take anything from anyone, but that too is somewhat common sense.


A couple of years back I was rly rly bored at my g/f's place and started reading the diet book by Montignac that her mom was raving about. He has a whole complex system wrt glucides (? the book was not in english so the term might be wrong) and I mean in the end u get a list of foods that u should almost never eat, foods u can eat moderately, and stuff that is fine to have daily and guess what? without having ever read his book, or system, everything on the list made perfect sense from a common sense perspective. Don't eat flour, white sugar, stuff like that. eat vegetables, nuts, grains etc etc Well big ****ing DOH

I remember reading this too, maybe even on this forum. I think it's pretty spot on


if you don't have K2 on ignore, you're doing it wrong.