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Old 06-25-2010, 09:55 PM   #16
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Re: Best bank/way to access money for international travel?

i also maintain a free BOA account for it's convenience, but keep no money in it. i think the average ATM withdrawal of 25k baht was costing me $15 with BOA.
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Old 06-26-2010, 10:48 AM   #17
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Re: Best bank/way to access money for international travel?

Just signed up with Schwab. And yeah, the customer service is very impressive. Where has this corporation been all my life? It's a full notch higher than any other I've ever dealt with. Good for them. Good for me for supporting a corporation that does things right, but good for them for earning our business the old fashioned way.
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Old 06-26-2010, 04:05 PM   #18
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Re: Best bank/way to access money for international travel?

Quick question:-

I'm in the UK will I be able to use it (charles schwab)?
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Old 06-27-2010, 07:27 AM   #19
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Re: Best bank/way to access money for international travel?

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Originally Posted by MrMore View Post
good for them for earning our business the old fashioned way.
I wonder if they will ever even realize how right they did this. It's obviously a way to get people to open an investment account with them, but i'll bet there are tons of people who are doing what i'm doing and not using it (I don't really invest, currently)

the thing is that one day, i'll have the urge to buy some stocks or something, and i'll already have this account set up, easy to move money to, with a very positive feeling towards the company it's with.... all things that are really important when dealing with financial services. it may take years, but if they don't screw up over those years, they've locked me in as a customer for life.

i guess there's a chance that investment companies are already so used to thinking in terms of long term customer service, that it's possible for them to realize how valuable these small things are to getting and maintaining lifelong customers.

it certainly can't hurt them that they create people like us who will prostelyze thier product to our friends. every time the issue of banking comes up, i bring up schwab. that kind of goodwill/natural advertisement is really hard to come by these days.
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Old 06-27-2010, 10:02 AM   #20
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Re: Best bank/way to access money for international travel?

How hard is it to send money from neteller to schwabs?
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Old 07-01-2010, 11:51 AM   #21
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Re: Best bank/way to access money for international travel?

Quote:
Originally Posted by rutang View Post
charles schwab personal checking account.

no foreign atm fees
no foreign conversion fees
refunds ATM fees charged by ATM.
the website doesn't mention that, are you sure?

guys, can you ship directly into the schwab account from a pokersite?
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Old 07-01-2010, 12:07 PM   #22
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Re: Best bank/way to access money for international travel?

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the website doesn't mention that, are you sure?
I've always wondered about it. Every time I've withdrawn money and then divided the nominal amount of money I withdrew by the currency spot rate it comes within a dollar or so of what was deducted from my account. But this it's always hours later the half dozen or so times I've actually bothered to do this, so it's hard to say.

The only time it was completely cut and dry was Malawi, where the bank rate is fixed against the dollar. It came out to the penny.

So yeah this has always been a mystery to me but it seems to work out quite well.
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Old 07-01-2010, 12:48 PM   #23
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Re: Best bank/way to access money for international travel?

so wait, do i have to transfer money from my current checking account to the charles schwab brokerage account, then to the schwab checking account?
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Old 07-01-2010, 03:12 PM   #24
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Re: Best bank/way to access money for international travel?

you can def withdraw from FTP and Stars directly to Schwab.

Seaside: there's some form you have to fill out to be able to transfer from an outside bank account directly to the checking account. after about six months, they just let me do it anyway.
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Old 07-02-2010, 06:49 AM   #25
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Re: Best bank/way to access money for international travel?

+1 on Schwab

FWIW they also offer the best credit card for international travel, the Schwab Invest First Visa.

No foreign transaction fees
2% cash back on all purchases deposited directly into your brokerage account
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Old 07-02-2010, 08:24 AM   #26
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Re: Best bank/way to access money for international travel?

Ok,

so i live outside US.... im able to have a schwab account, dont need to have a minimum on account, i can use my card to cashout and buy without fees....

is that correct ?

so whats the problem with schwab ?
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Old 07-02-2010, 09:21 AM   #27
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Re: Best bank/way to access money for international travel?

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Ok,

so i live outside US.... im able to have a schwab account, dont need to have a minimum on account, i can use my card to cashout and buy without fees....

is that correct ?

so whats the problem with schwab ?
if you need physical locations to do your banking, there aren't any. there are some Schwab investment locations where you can make a deposit, but it's not really like a bank in that fashion.

other than that, it's pretty great.
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Old 07-02-2010, 03:31 PM   #28
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Re: Best bank/way to access money for international travel?

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if you need physical locations to do your banking, there aren't any. there are some Schwab investment locations where you can make a deposit, but it's not really like a bank in that fashion.

other than that, it's pretty great.
sorry to be annoying... but everything i said is correct ? i dont have to pay anything ? and dont need to deposit ?


and how do i transfer funds to this acc ? swift ?

Thanks again
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Old 07-02-2010, 04:32 PM   #29
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Re: Best bank/way to access money for international travel?

The Schwab website is saying a 25k minimum deposit to open an account? Am I reading this correct?
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Old 07-03-2010, 01:37 AM   #30
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Re: Best bank/way to access money for international travel?

i opened my account with about $3k.

40s: i told you what I thought the problem with Schwab might be. everything you've listed, i've stated has been my experience. I'm not a CSR and can't tell you what official Schwab policy is. their CSR's don't suck. call them and ask if you aren't sure.
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