Best bank/way to access money for international travel? - Page 2

Ok,

so i live outside US.... im able to have a schwab account, dont need to have a minimum on account, i can use my card to cashout and buy without fees....

is that correct ?

so whats the problem with schwab ?

Quote

07-02-2010 , 09:21 AM

#27

rutang

veteran

Join Date: May 2004 Posts: 2,640

Quote:

Originally Posted by 40s

if you need physical locations to do your banking, there aren't any. there are some Schwab investment locations where you can make a deposit, but it's not really like a bank in that fashion.

other than that, it's pretty great.

Quote

07-02-2010 , 03:31 PM

#28

40s

grinder

Join Date: Feb 2010 Posts: 546

Quote:

Originally Posted by rutang

sorry to be annoying... but everything i said is correct ? i dont have to pay anything ? and dont need to deposit ?

and how do i transfer funds to this acc ? swift ?

Thanks again

Quote

07-02-2010 , 04:32 PM

#29

Slappz

old hand

Join Date: Jul 2004 Posts: 1,448

The Schwab website is saying a 25k minimum deposit to open an account? Am I reading this correct?

Quote

07-03-2010 , 01:37 AM

#30

rutang

veteran

Join Date: May 2004 Posts: 2,640

i opened my account with about $3k.

40s: i told you what I thought the problem with Schwab might be. everything you've listed, i've stated has been my experience. I'm not a CSR and can't tell you what official Schwab policy is. their CSR's don't suck. call them and ask if you aren't sure.

Quote

07-22-2010 , 07:00 PM

#31

shinzilla

adept

Join Date: May 2007 Posts: 941

is this the checking account you guys are talking about? i want to make sure that i'm applying for the right one.

Quote

07-22-2010 , 07:17 PM

#32

T50_Omaha8

Pooh-Bah

Join Date: Jun 2006 Posts: 5,741

Yes.

Also, I was sad to learn the Schwab credit card isn't available to new applicants anymore (go figure). A damned shame.

Quote

08-25-2010 , 12:19 PM

#33

BackBlood

adept

Join Date: Mar 2008 Posts: 795

Sorry to revive this but its the best place for it.....

So i went into Charles Schwab London yesterday and for the international community (I am from UK), the account which gives you free ATM withdrawals you need $10k USD and they told me that there will likely be blocked access to the countries I want to visit.

I am going to stay in thailand for a few months (maybe a year). I was wondering what the best option for me would be, and if anyone could help me decide which bank I should go for.

Thanks

Quote

08-26-2010 , 02:19 AM

#34

HC82

banned

Join Date: Aug 2010 Posts: 3,083

I just opened the two accounts. It would not allow me to list Thailand as my mailing address. Anybody figure out how to do this? I'd like to have my Debit card sent directly here.

Quote

09-21-2010 , 03:39 PM

#35

shinzilla

adept

Join Date: May 2007 Posts: 941

does anyone have any recommendations for international credit cards for a us citizen aside from the schwab credit card?

Quote

09-22-2010 , 05:57 AM

#36

2oops2

journeyman

Join Date: Sep 2006 Posts: 396

AMEX Blue/Travel. Amex isn't as widely accepted as Visa or Mastercard but any old Visa credit card in addition to an Amex Blue will get you by anywhere.

Quote

09-22-2010 , 01:31 PM

#37

Messiahkid

veteran

Join Date: Dec 2006 Posts: 2,738

Quote:

Originally Posted by shinzilla

does anyone have any recommendations for international credit cards for a us citizen aside from the schwab credit card?

Capital one has 0% foreign transaction fees. Amex is 2.5-3% iirc

Quote

09-22-2010 , 02:21 PM

#38

mykalhenry

centurion

Join Date: Jun 2010 Posts: 146

The Schwab account is the NUTS. I opened mine in the USA and used it abroad already. Thanks Schwab! Fight and/or kill for this account poker players/travelers...

Quote

09-22-2010 , 03:49 PM

#39

HC82

banned

Join Date: Aug 2010 Posts: 3,083

Quote:

Originally Posted by shinzilla

does anyone have any recommendations for international credit cards for a us citizen aside from the schwab credit card?

offshore.hsbc.com

Quote

09-22-2010 , 10:22 PM

#40

rutang

veteran

Join Date: May 2004 Posts: 2,640

before i came here i opened a schwab account for debit, and got a capital one credit card. extensive research showed me those were the best foreign cards, and I have had no reason to believe they were bad choices.

I've been pimpin' the schwab account to everyone I know, because it really is the best checking account/debit card out there. i don't use credit cards much, but c1 has been fine.

Quote

12-25-2010 , 09:03 PM

#41

czGLoRy

Pooh-Bah

Join Date: Aug 2006 Posts: 3,580

Quote:

Originally Posted by T50_Omaha8

The ugly thing is that lots of international institutions don't actually charge ATM fees. It's your bank that's owning you to the tune of $5+ exchange fee every single time you use an ATM. The god schwab puts a stop to this racket.

Bank of America, for example, was terrible. Nowadays my banking relationship with BoA coud be characterized by me wondering how I can best screw them over by using their great ATM network and branch services while paying $0 in fees, keeping as little money in their accounts as possible, and never using any products they actually make any money off of.

**** you BoA.

how weird is it that I feel the same way? I had to pay an ABSURD amount in fees from BOA using my cards left and right for three months in thailand (over $2,000 in FEEES)
Etrade .. the fees are $0-$1

Quote

12-25-2010 , 11:37 PM

#42

DDNK

veteran

Join Date: Dec 2008 Posts: 2,591

Not the best deal, but US Bank treated me fairly well in fees (although there was a PITA run around when I first started using my card overseas). Very minor. ATM fees were typical for any local bank here ($1-1.50), and they applied maybe a .5% foreign transaction fee on top of it.

Quote

12-29-2010 , 08:16 PM

#43

XWithPaperX

centurion

Join Date: Jun 2007 Posts: 174

thanks for the info guys

Quote

12-29-2010 , 10:08 PM

#44

Rupert

Pooh-Bah

Join Date: Feb 2006 Posts: 4,774

Quote:

Originally Posted by kingweed

Quick question:-

I'm in the UK will I be able to use it (charles schwab)?

See my post here: http://forumserver.twoplustwo.com/sh...9&postcount=53

Cliffs: get a Halifax clarity card for all card transactions which is 0% load etc (1% on ATM withdrawls too). If you want to do large amounts of money (for poker or w/e) then get a citibank foreign currency account and use Oanda to change money then use debit card as normal.

Quote

12-30-2010 , 01:14 AM

#45

rutang

veteran

Join Date: May 2004 Posts: 2,640

for credit cards, i use a Capital One card, when i did the research two years ago, it was the best available card for foreign travel.

one more note on the schwab card, when talking to a CSR a few weeks ago, i explained that i was now living in thailand, and he made it clear to me that the card is intended for travellers and not people living overseas. i'm glad that he didn't do anything else. i told him that i was planning on staying here for another year. whatever the case, if applying for a schwab account, don't make it clear you're living overseas if that's what you're doing.

Quote

12-30-2010 , 06:01 AM

#46

PokerSpiv

banned

Join Date: Oct 2004 Posts: 5,775

Rutang whats the deal with Schwab and non-US citizens? Can we open an account?

I went to their website and had a poke around but it seems they want a US social security number to open an account.

Quote

12-30-2010 , 04:44 PM

#47

XWithPaperX

centurion

Join Date: Jun 2007 Posts: 174

Thanks for all the info Rudy. Just opened my account, cant wait to use it. I owe you some drinks next time I see you....you already saved me alot of moneys

Quote

01-11-2011 , 10:46 AM

#48

mithras

adept

Join Date: Apr 2007 Posts: 963

Quote:

Originally Posted by PokerSpiv

Rutang whats the deal with Schwab and non-US citizens? Can we open an account?

I went to their website and had a poke around but it seems they want a US social security number to open an account.

this..

Quote

01-11-2011 , 11:21 PM

#49

rutang

veteran

Join Date: May 2004 Posts: 2,640

I have been told that it's an account limited to US citizens, but that's just hearsay. I don't actually know about it.

Quote

01-11-2011 , 11:52 PM

#50

viennashaker

grinder

Join Date: Feb 2009 Posts: 581

Anyone use netteller for money access abroad? if so what do u think of it and does it work for US citizens?

Quote

Page 2 of 3

First

1 2 3

Last

Post Reply Subscribe

...

Page 2 of 3

First

1 2 3

Last