I too got fed up with the guesses about what IS a person's body fat percentage, I went out and got a tank test.
I came in at 19.x% and if you find my log(gonna have to dig) you'll see exactly what it looks like and all of my lifts etc.
Hope that helps. Nice to have a scientific data point once in a while.
The test only cost $25 or something! I know what you're thinking, why hasn't DWarrior gotten off his ass and done his too??