Thanks for the info guys.
I'm starting to hit a wall. I've followed this guide for a while and am at level 63:
https://www.pathofexile.com/forum/view-thread/1345914
I bought a deaths harp (2 unlinked sockets) at level 32 then thethethe very generously donated me a tabula, maligaro's virtuosity, goldrim, drillneck and an overflowing chalice. This has carried me pretty easily through cruel and I'm now at merc act 3.
I started occasionally dying to bosses at around cruel 4 and breaches gradually became impossible for me to clear since I would die any time I got the slightest lag spike. So I just stopped triggering breaches and got better at dodging in boss fights and soldiered on.
Once I hit Merc my res tanked to the ground. I'm currently sitting at 8, 75(76), 24, -60 for fire, cold, lightning, chaos. Breaches are impossible, and now when I face Piety in merc3 crematorium she takes 90% of my health in one hit with very little chance for me to juke so I noped the fk out of that one and realized I need to upgrade my gear.
I have about 20ish chaos worth of currency (maybe more if you figure in everything). Should I just go on poe and start filling in the gaps for my resistances right now, or should I craft something self found and keep saving up for the end game build (lightining coil, rats nest, 6L harbinger bow).
Was this char maybe too ambitous gear wise given how low my play volume is? I guess breach league is ending soon so maybe I should just put this character on hold, start a new, more budget friendly char (warchief life build?), then come back to this one when I have the currency for the big stuff?
Btw, I'm not asking for more handouts, just advice. I really appreciate thethethe for his gifts but I'd prefer building for myself from now on. It will be more rewarding in the long run I think, unless I give up on the game first :P
Bonus question:
How long should I keep using the overflowing chalice? Adding 40% damage seems too good to pass up but I never see any streamers using one. I'm also using a resistance boost flask but it feels very crutchy. Is the armour or 20% reduced damage maybe better?