So I whipped up a little spreadsheet for calculating stars bonus based on base vpp per month given that you are starting the year at SN. (I am not figuring on you actually losing SN status, and I am not figuring it if you start out at SNE, because if you are there already you can do your own damn math
)
At the end, it assumes you take all milestone bonuses (ldo, who wouldn't), and tells you your total with both the .015 rate and the concierge rate (which is like .01619 or something, $3k/186kFPP)
If anyone wants me to run some numbers just let me know.
Also, wtf is up with there not being a 1M base FPP milestone bonus?