Any credit score experts have any insight as to why over the last few months my credit score inexplicably raises 20-30 points then shoots down to where it was the prior month? Nothing about my bills/debt/spending habits has changed at all.
It could literally just be that you made your CC payment. Debt to credit ratio could go very low after you make your payment. Even if you pay off the balance in full each month, it will still have its swings. Surprised it's that much though.
I've had the same score plus or minus 3 points for about a year and I had a 14 pt drop in September which immediately rebounded in October when I applied for the chase sapphire reserve
Yeah my credit score basically increased or decreased 2 points every month over the last few years. And now it's had 30 point +\- swings last four months.
I've added chase reserve but don't think that can be it. Don't think it's me making my payment either because I've been making payments in full every month ever and it never happened before.
Interestingly this is what I'm seeing on creditkarma but when I check my FICO it is steady
Any credit score experts have any insight as to why over the last few months my credit score inexplicably raises 20-30 points then shoots down to where it was the prior month? Nothing about my bills/debt/spending habits has changed at all.
My credit karma also fluctuates a few points in either direction on a month to month basis.
I wouldn't be surprised at all if it is some automatic change in order to fire off one of those "Your credit score has changed" emails and get you back on the site.
The whole way they make money is getting you to sign up for products so if you just log in once a year they are gonna optimize to get you in there more.
and i am in a light pink spot in all maps so could be correct
also "fella" is a different context than all the others, it is referencing someone else while the other four would be used towards someone like "whats up _____" or "see ya _____"
I miss wiper and Nutshot and ARC. Damn Trump really put nath and Hoya in hibernation. Dids is still protesting somewhere on the West Coast. I might have to write a poem about all the people we lost over the years.