Zero political content. I'm looking for the collective wisdom of my fellow Politards here.
Last month, Me &
Sabo were in a car wreck. I just got the police report, and talked to my insurance company.
We were on the freeway going the limit, 70 mph. The CHP says it was caused by a hit-n-run driver, who rear ended the Chevy Blazer behind me, causing it to lose control. The Blazer crashed into and destroyed my front passenger side door... right where Sabo was sitting. Luckily, there were no injuries.
I only have liability and uninsured driver coverage on the car I was driving. My insurance company is saying that since the driver at fault is a hit-and-run, they aren't going to pay out on the uninsured coverage. They also gave me the advice that it would be a waste of my time filing a claim with the Blazer owner's insurance, as his insurance company won't pay out as he wasn't named as the cause on the police report.
So... short of suing the owner of the Blazer, which, although I feel he was at least partially to blame, I have no way of proving such -or- filing what I've been advised is a frivolous insurance claim...
I'm just SOL here and now just got me a wrecked car ?
?