Quote:
Originally Posted by neg3sd
Are you really on medicare? Aren't you on medicaid?
No because my disability is long term. I was on Medicaid until my benefits kicked in. I think it was a 5 month waiting period after I was approved. So basically about 14-16 months after I first applied for disability. My insurance card is my SS#. Hospital is Part A and Medical is Part B.
Part A is insanely better than Part B. I had to go to emergency room about 2 years ago. I fell and thought I broke some ribs. I went to ER for X-rays and ****. They gave me Percocets and I never got a bill. Part B is generally 20% out of pocket.
It's actually kind of interesting how I ended up getting disability. I was working and lost my job in 2009. I had been working full time since I graduated HS in 1994. After I lost my job, I decided to go to college. But I didn't want to not have health insurance. One of my friends basically said "Dude, you are deaf, you can get Medicare." It just never occurred to me that I could qualify. I went online and found out the success rate for getting disability is pretty bad unless you have a lawyer. So I went to a lawyer and she represented me. I was approved on 1st try. Entire process took about 9 months but the Medicare wouldn't kick in until the waiting period was over. So for that 5 month period I had Medicaid. Been on Medicare ever since.
Crazy part is that even though entire process took 9 months and I had to see my lawyer and 2 or 3 doctors, I spent maybe 10 minutes at each office. But it was spaced out over that 9 month period. Could have had it done in a half hour if there wasn't so much red tape involved.
Last edited by Big Man; 09-28-2013 at 11:40 AM.