What percent of the 6k homeless people are homeless by choice IYO ?
What percentage are degen gamblers who no amount of money of therapy will make unhomeless ?
The average American hourly wage is $23/hr.
So $4 equates to roughly 11 minutes of a single paid hour.
So is the EV of giving up 11 minutes of your time worth knowing someone has their basic survival needs?
According to my paycheck after Taxes, medical, SS and all that crap I keep 48 % of what I earn about 11 of the 23 dollars.
1) I already give wayyyyyy more than your 4 dollars.
2) I would gladly give another 4 dollars if that would solve whatever the hell your talking about but it won't.
3) Your not factoring in Administrative costs so instead of 4 dollars you problably up to 100 dollars every 11 minutes.
Social Responsiblity is never +EV other than personal feelings that you did something to help unless you count free vaccinations or free purell or free condoms. Not getting polio or SARS or the herp is always +EV