lol i had a credit card like 6 years ago, i deposited $1000 on party, ran it up then lost it all in roulette in a few days.

I still owe them all of the money but will never pay em. They called every so often for a few years back and then just stopped trying altogether to get their now interested boosted $1200 back or whatever its at because i just never contacted them. I was only 19 at the time so it probably wasnt too smart but i just dont GAF if i dont have good/any credit.

I even binked $201,000 in a BBJP and i still didnt pay them LOL.... i just dislike having debt(i dont consider my current -$1200 a debt as ill never pay it) and i feel id run up a credit card(s) like crazy high so i just avoid them in general and pay cash for errrrvrything.

Jokes on you if you're getting any sort of loans since then.

I guess you didnt see the bottom? Im not hurting for money I can't imagine what id need a loan for. Even education..my aunt in alberta has already offered to pay for my college+living expenses+books etc for free even though i have a large amount of cash saved up from living at home, i accepted tho because they are stupid rich.

i just cant fathom what id need credit for.

I guess you didn't see the OP?

I just can't fathom why you posted ITT to begin with.

Brag about your rich aunt, BBJP, etc in a different thread...

The OP made this post in the credit thread and rather than let it clownshoe up that operation I decided it needed to shine in its own