Open Side Menu Go to the Top
Register
Lets discuss: To have children or not? Lets discuss: To have children or not?

04-20-2015 , 11:30 AM
Quote:
Originally Posted by multitablegrinder
Children aren't really expensive. Mostly a myth.
Yeah, it's not like having another mouth to feed and person to clothe.
Lets discuss: To have children or not? Quote
04-20-2015 , 11:32 AM
Quote:
Originally Posted by multitablegrinder
If you aren't paying for private schooling the costs of 1 child are pretty low. Obviously some x factors like your location for housing, if you live in NYC adding 50% more living space could be very expensive.
Each sport in school is around $500 and the competitive teams are $1300+. (Plus equipment and this goes on several times a year.) High fashion clothes/ shoes are a considerable cost and if you don't want to pay, expect to hear about it forever. A cell phone plus service, other high tech games, bicycles, skates, motorcycles and last but not least, cars.

Driving them everywhere, constant fast food on the run, extra for travel (more sports stuff, again several times a year!) This is just a tiny list...

You can certainly not buy these things, but you better live in a poor area, because this is the norm for most kids these days.

The nine year old likes clothes as much as her sister, so her costs (she is in multiple sports also) are about the same.
Lets discuss: To have children or not? Quote
04-20-2015 , 11:37 AM
Quote:
It's no shocker that raising a child can put a strain on family finances. But seeing the total cost may leave you stunned.

The average cost of raising a child born in 2013 up until age 18 for a middle-income family in the U.S. is approximately $245,340 (or $304,480, adjusted for projected inflation), according to the latest annual "Cost of Raising A Child" report from the U.S. Department of Agriculture. The estimate is 1.8 percent higher than the previous year.

That equates to roughly $12,800 - $14,970 per child per year for a two-parent family with a median annual income between $61,530 and $106,540. The annual cost can vary based on factors like the child's age, the number of children in the family and the family's income and location.

“In today’s economy, it’s important to be prepared with as much information as possible when planning for the future,” said USDA Food, Nutrition and Consumer Services Under Secretary Kevin Concannon, per a written statement issued alongside the report. “In addition to giving families with children an indication of expenses they might want to be prepared for, the report is a critical resource for state governments in determining child support guidelines and foster care payments.”

Housing is the top expense, accounting for $73,600 or about 30 percent of the total cost of raising a child. The next-biggest expenses are child care and education (18 percent) and food (16 percent). Transportation, health care, clothing and miscellaneous expenses were also considered.
http://www.huffingtonpost.com/2014/0...n_5688179.html

In all fairness I think the numbers in this report can be misleading. The biggest expense is housing, but in reality many people have a 2 or 3-br house even before they have kids, so in reality housing costs would not go up just because you add a child to the household.

Obviously there are couples who live in small city apartments who end up moving to the burbs once they have kids, that is clearly an expense but it doesn't apply to all or even most parents.
Lets discuss: To have children or not? Quote
04-20-2015 , 11:52 AM
Quote:
Originally Posted by revots33
http://www.huffingtonpost.com/2014/0...n_5688179.html

In all fairness I think the numbers in this report can be misleading. The biggest expense is housing, but in reality many people have a 2 or 3-br house even before they have kids, so in reality housing costs would not go up just because you add a child to the household.

Obviously there are couples who live in small city apartments who end up moving to the burbs once they have kids, that is clearly an expense but it doesn't apply to all or even most parents.
Yeah but didn't they move into that 2 or 3 br house because they were planning on having kids at some point in the future? I think that's going to be the case the vast majority of the time. So in reality those costs should be fairly accurate, in reality.
Lets discuss: To have children or not? Quote
04-20-2015 , 12:09 PM
Quote:
Originally Posted by RunDownHouse.
Little Matt was unplanned.

He's also a giant pain in the ass that causes me daily difficulty.
I read this often and it scares me. What method of protection were you using? I use condoms and they seem to work well.
Lets discuss: To have children or not? Quote
04-20-2015 , 12:45 PM
Quote:
Originally Posted by KB24
I read this often and it scares me. What method of protection were you using? I use condoms and they seem to work well.
Lets discuss: To have children or not? Quote
04-20-2015 , 01:03 PM
Quote:
Originally Posted by KB24
I read this often and it scares me. What method of protection were you using? I use condoms and they seem to work well.
Coitus interruptus. Like I said, we had talked about and were both of the same mindset about whether to have kids. So while we definitely weren't trying, we weren't exactly going all-out to make sure it didn't happen either.
Lets discuss: To have children or not? Quote
04-20-2015 , 01:19 PM
Life changed forever. Adulthood thrust upon you whether you're ready for it or not. Social life off the rails. Best snuggles you'll ever get. 2-3 year olds are mind bogglingly hilarious.

I got 2 of em now. I regret nothing. Don't miss my degenerate 20s lifestyle one bit.

Maybe my tune will change when they turn into teenagers, but I doubt it.

RDH,

GLGL with the

Lets discuss: To have children or not? Quote
04-20-2015 , 01:30 PM
I love how you call it coitus interuptus instead of cumshots.
Lets discuss: To have children or not? Quote
04-20-2015 , 01:37 PM
Having great kids is great.

Having bad kids suck.

There are some kids that have broken their souls of their parents. Rehab, never working, skipping school, etc.

It is a gamble with kids. They will produce the highest of highs and lowest of lows.
Lets discuss: To have children or not? Quote
04-20-2015 , 01:46 PM
Babies are not for the weak. Ask any father to describe what it takes to get an eight month old ready to go to the mall for the afternoon.
Lets discuss: To have children or not? Quote
04-20-2015 , 02:55 PM
Quote:
Originally Posted by multitablegrinder
This is never going to be an interesting debate because when you have your own child it is different and therefore you will not understand until you are a parent. A sentiment echoed by practically every parent.

Childless people judging the prospect of parenthood on their observation of random children, again silly, but I have been there.
You really sound like you're trying to convince somebody that having kids are great.

Personally, I go back and forth between wanting kids and not wanting kids. For about year now I've been firmly in the "no kids" zone. Simply put, I like my life without children. ****, sometimes I resent our dogs because of the time and money they require.
The funny thing is I've actually had this conversation with quite a few people at work (among nurses/nurse practitioners). The majority of these people are women and most of them with kids. And most of them will wistfully say, "yeah, sometimes I really regret having kids".
Most memorable scenarios involve one of our respiratory therapists hearing me say that my husband and I are on the fence and she basically said, "don't do it. don't get me wrong I love my kids, but if I could do it again, I wouldn't".

Most recently it was a nurse in her 50s with both of her children grown. We were talking about retirement. When I said, "I guess it'll be easier to save for retirement without kids" eventually the conversation came to, "kids are great, but I don't know if they're worth it" from her. And she lives a pretty fun life now (goes on vacation for about 5 weeks throughout the year).

I love my husband more than I thought I could love someone. And he would be a great father, and it would be an amazing thing to experience with him. But babies grow up. The world can be a really difficult and ****ty place. And quite frankly I'm already tired of being an adult.
Lets discuss: To have children or not? Quote
04-20-2015 , 03:09 PM
Quote:
Originally Posted by multitablegrinder
I mean, every guy has in the past thought that he didn't want to get married (Gonna just keep banging 20 year olds until I turn 60 bro! Yeah, Me too!) and doesn't want children... but life experiences, such as falling in love will change you.

Of all the participants in this topic, only a couple are actually even in relationships. So yes, if you are a ****ing single guy forming opinions about whether or not you want children you do sound very silly.
Quote:
Originally Posted by RunDownHouse.
I've been in a relationship for more than a decade and have a child. So, the opposite of what you thought about me. Internet!
And I'm currently in a 3 year relationship and engaged.

So the two people to respond to you are both completely different to your generalisation.

Keep judging though, I'm sure you are correct for everybody else in the thread, just a bit unlucky.
Lets discuss: To have children or not? Quote
04-20-2015 , 04:42 PM
you assume that every post in the topic is a direct reply to you ?
Lets discuss: To have children or not? Quote
04-20-2015 , 04:48 PM
Are any of you in my situation? The last male left on your branch of the family tree that can keep the family name "alive". Ugh, what makes it worse is my Dad brings it up in passing at times.
Lets discuss: To have children or not? Quote
04-20-2015 , 04:52 PM
NFW condoms and withdrawal have 18% and 22% failure rates. I'd have more kids than Shawn Kemp and Jamal Lewis combined.
Lets discuss: To have children or not? Quote
04-20-2015 , 04:57 PM
Quote:
Originally Posted by Yakmelk
The graphic for Withdrawal is awesome.
Lets discuss: To have children or not? Quote
04-20-2015 , 05:01 PM
Quote:
Originally Posted by Guy Incognito
NFW condoms and withdrawal have 18% and 22% failure rates. I'd have more kids than Shawn Kemp and Jamal Lewis combined.
The charts could be somewhat misleading if you dont read what those % are about.
Lets discuss: To have children or not? Quote
04-20-2015 , 06:26 PM
Re: adoption.

I don't want to discourage anyone from this noble endeavor, but it is a lot different than the idyllic vision of adopting Little Orphan Annie. My wife and I looked seriously into adopting rather than making our own.

1. There aren't actually an excess of children needing adoption (especially newborns). If you want a child under 1 year, there is about a 50:1 ratio of couples looking:children needing homes. If you are willing to take on a 3-5 year old, the numbers are radically different, but keep in mind your bond will be quite different.

2. Most kids will be dealing with withdrawal, fetal alcohol syndrome, or another major health or emotional problem. It's extremely rare for a healthy child from a good home to be put up for adoption.

3. Depending on what country you live in, the child's family will be part of your life forever. Most studies show it's best for the child's development to be in contact with their birth parents, and governments agree. You are in essence adopting an entire extended family. This is especially true if you are white, as the child rarely will be, and it's good for them to be in contact with their culture and heritage.

It's a heroic undertaking, and I applaud anyone willing and able to take it on. Just be realistic about what you're getting into.
Lets discuss: To have children or not? Quote
04-20-2015 , 06:43 PM
Quote:
Originally Posted by Land O Lakes
The above is a good reason for you to not have kids, too. I wouldn't let my kids live at home for that long.
Depending on where one lives in the US, they might not have a choice. No idea where you're from, but living at home until you're 25, 28, 30+ is very commonplace in NYC nowadays. I have several people I can think of in my peer group from HS, college etc who still do.
Lets discuss: To have children or not? Quote
04-20-2015 , 06:46 PM
Quote:
Originally Posted by Yakmelk

Why did you not want to have children ? What did you take into account and was it a decision that was made easily/at the start of your relationship ? Is there an option to getting a kid or is it just completely off the table ?
It's completely off of the table. We're both people who like living life the way it is right now, and don't want someone else entering the mix. The decision's been pretty easy.
Lets discuss: To have children or not? Quote
04-20-2015 , 07:05 PM
Quote:
Originally Posted by Yakmelk
If you'd put a number on it which would average your monthly cost without counting his education, what would that be ?
Living expenses increase as the square root of household size, so:

Single: 1
Childless couple or single parent: 1.4
Two parents + one kid: 1.7
Two parents + two kids: 2
Two parents + 19 kids: 4.6

But education costs should factor into the responsible parent's thinking. The DINK couple can choose to live in a location with crappy schools and lower taxes, while the single parent might want to live in a better school district or pay for private schools. College is obviously another whole world of expense, at least in the U.S. With a 17- and a 15-year-old I'm unfortunately going to pay peak college prices for my kids' education.

Speaking from my experience, if you want to settle down, then having kids is a great way to structure the settlement. If you don't want to settle down (yet), not having kids is a tremendous way to keep your options open. I feel satisfied with having lived a party and travel life throughout my twenties, and having settled down in my thirties. I have still enjoyed traveling, concerts, (semi-)fine dining, etc., even with kids, but it's certainly a different life than the one I would be living as a single or DINK.

Last edited by Loden Pants; 04-20-2015 at 07:14 PM. Reason: Oh, yeah, forgot there was another page of replies.
Lets discuss: To have children or not? Quote
04-20-2015 , 07:11 PM
Quote:
Originally Posted by ligastar
Are any of you in my situation? The last male left on your branch of the family tree that can keep the family name "alive". Ugh, what makes it worse is my Dad brings it up in passing at times.
My father's grandparents, the side with the DuBois name, had four boys: Earl (my grandpa), Virgil, Herb, and another who's name I forgot. I think they had 3 sons between all four of them, and of those three my dad was the only one who had a son. I am the ONLY male at this 'tier' of the family tree. Slackers.

I'm doing my part though; I had three boys.

And it's not like the world is short of DuBois or anything: it's like the 5th most common name in France.
Lets discuss: To have children or not? Quote
04-20-2015 , 07:55 PM
Quote:
Originally Posted by 2OutsNoProb
By the way, another thought to consider, albeit not really part of my personal thought process: anyone who lives in a moderate-to-high cost of living area in the US deciding right now to have children has to keep in mind the possibility that said children might be living at home with them until their 30's, given the direction the economic climate is headed in.
Are you suggesting you know the state of the economy for the next 30 years? I would like to sign up for your newsletter.
Lets discuss: To have children or not? Quote
04-20-2015 , 08:12 PM
Quote:
Originally Posted by 2OutsNoProb
Depending on where one lives in the US, they might not have a choice. No idea where you're from, but living at home until you're 25, 28, 30+ is very commonplace in NYC nowadays. I have several people I can think of in my peer group from HS, college etc who still do.
What's the difference between people in your peer group who are self-sufficient and those still living at home, presumably all in NYC? My kids will be in the first group.
Lets discuss: To have children or not? Quote

      
m