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Old 05-21-2010, 02:46 AM   #61
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Re: Does earning $65k per year mean you're poor?

1) Just using your how much you spend on food I could eat EVERY DAY:
Fruit--4lbs of Bananas or 2lbs of Apples
Veggies--3 heads of lettuce, or 6 bell peppers, or 3 heads broccoli
Meat---1.5lbs boneless skinless chicken breast or 1lb flank steak
Seafood--1.5lb cod
Eggs--5 eggs
Coffee--prob like 10cups
Milk--20oz milk
Olive Oil--WTFWTFWTF
Pasta--2$/wk is good
Bread-4 slices whole wheat

2) Your toiletry prices are completely ridiculous. If you go through cologne every 2 months you smell like a dirty Persian. No need for 20/month in shampoo. No need for 15/month in detergent. What you spend on toothpaste, mouthwash, deodorant is insane. You're grossly overpaying for vitamins. Ibuprofin is 7$ for 500 freakin tabs.
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Old 05-21-2010, 02:57 AM   #62
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Re: Does earning $65k per year mean you're poor?

Quote:
Originally Posted by SHOT View Post
1) Just using your how much you spend on food I could eat EVERY DAY:
Fruit--4lbs of Bananas or 2lbs of Apples
Veggies--3 heads of lettuce, or 6 bell peppers, or 3 heads broccoli
Meat---1.5lbs boneless skinless chicken breast or 1lb flank steak
Seafood--1.5lb cod
Eggs--5 eggs
Coffee--prob like 10cups
Milk--20oz milk
Olive Oil--WTFWTFWTF
Pasta--2$/wk is good
Bread-4 slices whole wheat

2) Your toiletry prices are completely ridiculous. If you go through cologne every 2 months you smell like a dirty Persian. No need for 20/month in shampoo. No need for 15/month in detergent. What you spend on toothpaste, mouthwash, deodorant is insane. You're grossly overpaying for vitamins. Ibuprofin is 7$ for 500 freakin tabs.
I honestly don't believe OP has a clue what he spends on food. I think he guestimated at the beginning, has since realized he was way over, and is now continuing to make up numbers.
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Old 05-21-2010, 03:00 AM   #63
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Re: Does earning $65k per year mean you're poor?

DO YOU CHUG OLIVE OIL?
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Old 05-21-2010, 03:00 AM   #64
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Re: Does earning $65k per year mean you're poor?

I bet your poop is fantastic.
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Old 05-21-2010, 03:01 AM   #65
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Re: Does earning $65k per year mean you're poor?

Just curious....how much cologne do you have to dump on your head every day to go through a bottle every other month?

And do people around you ever get annoyed by your overwhelming stench? Or are they pretty secretive about it?
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Old 05-21-2010, 03:11 AM   #66
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Re: Does earning $65k per year mean you're poor?

I don't understand the "roommate" comments, if he lives in manhattan then 1600 is pretty standard for a room in a 2 bedroom or 3 bedroom place etc.

Also I find 800 to be really reasonable for food/etc, but I don't cook so my perspective is skewed.

IMO you have to sell your car. For one you can use that money to pay off your debt, and then you won't be using 500/month to pay off credit card debt. Secondly you save on the gas/insurance/parking.

Of course then you'll have to pay for taxis sometimes but most of the time you can use the subway ($2) or walk.

Obviously he can move but it's likely he will get a much lower paying job then. And NYC is a great place to live if you have some spending money.

65k just doesn't go that far in NYC, especially when you're in pretty big debt and making monthly payments on it. Sell you're car and pay off your debt and you will be fine though.
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Old 05-21-2010, 03:25 AM   #67
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Re: Does earning $65k per year mean you're poor?

1st, 4.5wk/mo...
Quote:
Originally Posted by runLOLArun View Post
Too lazy to edit so hear ya go

Monthly
Fruit 15/wk 60 fewer out of season berries, more bananas.
Veggies 20/wk 80 half my diet is veggies and this would be high for me.
Meat 25/wk 100 fewer steaks, more chicken.
Seafood 30/wk 120 fewer crabs/lobsters, more cheapfishes.
Eggs 4/wk 16 seems cool.
Coffee 10/month 10 k.
Milk 3/wk 12 k.
Olive Oil 20/month 20 quit chugging that ****, goddamn.
Pasta 2/week 8 more.
Bread 5/week 20 MORE.
Beer 8/week 32 MOORE.
Wine 15/week 60 k.
Liquor 50/month 50 alchie.
Vitamins 30/month 30 the ****?
Aspirin 6/month 6 the ****?
Detergent 15/month 15 the ****?
Dish soap 4/month 4 k.
Body soap 3/month 3 maybe wouldn't need to spend $35 dollars on cologne each month if you bathed properly...
Shampoo/Conditioner 20/month 20 what?
Toilet Paper 5/month 5 k.
Paper Towels 5/month 5 h.
Light Bulbs 3/month 3 you suck at buying light bulbs apparently.
Batteries 5/month 5 k.
Toothpaste 6/month 6 bit high.
Mouthwash 12/month 12 really high.
Deodarant 6/month 6 bit high.
Razor Blades 6/month 6 k.
Shaving Cream 3/month 3 k.
Cologne $70 (35/month) 35
You really use $35 of cologne each month? If I wore mine every day, it'd take me maybe 6mo to use it all up, if not longer. The hell kind of liquefied diamond cologne are you wearing? How much are you putting on? Are you dumping your designer cologne into an AXE bottle and dousing yourself with the stuff? I can only imagine what olfactory horrors you have subjected those in your life to...
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Old 05-21-2010, 03:30 AM   #68
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Re: Does earning $65k per year mean you're poor?

Quote:
Originally Posted by SHOT View Post
If you go through cologne every 2 months you smell like a dirty Persian.
Just because Persians always smell like they have half of a bottle of cologne on does not mean that otherwise they would smell dirty. Nobody knows.
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Old 05-21-2010, 03:31 AM   #69
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Re: Does earning $65k per year mean you're poor?

Stop wearing cologne. Anyone who may be impressed by it will be quickly unimpessed by the fact that you have the financial intelligence of a doorknob.
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Old 05-21-2010, 03:42 AM   #70
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Re: Does earning $65k per year mean you're poor?

I assume groceries means everything random you buy at a supermarket, yeah while he could probably cut out $200-300 if he really tried, it's not going to make a HUGE difference. I think the real question is, how much is the girlfriend making/contributing? When you say $1600 rent, does that mean the place is $3200 and you split or is it $1600 and you pay for both?
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Old 05-21-2010, 03:48 AM   #71
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Re: Does earning $65k per year mean you're poor?

Worm: I guess the sayings' true. In the poker game of life, women are the rake man. They are the ****in' rake.
Mike McDermott: What the **** are you talkin' about. What saying?
Worm: I-I don't know. There ought to be one though.

gf's got to go.
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Old 05-21-2010, 03:49 AM   #72
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Re: Does earning $65k per year mean you're poor?

Only read OP, but I think that living in New York is a huge reason for 65K not being Middle Class.

I live in a suburb of Milwaukee and 65K is middle class for sure.
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Old 05-21-2010, 03:56 AM   #73
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Re: Does earning $65k per year mean you're poor?

Most people don't move to NYC just to survive, but of course, that's what most of them end up doing.

edit: actually, this guy is just a dolt.

i cannot comprehend paying so much for at least half of that crap.

cologne, lol, olive oil 30 bucks a month WAT. body soap is like $3.50 for a bottle that lasts 4-6 months. You're doing it wrong, very wrong
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Old 05-21-2010, 04:11 AM   #74
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Re: Does earning $65k per year mean you're poor?

Quote:
Originally Posted by Maso777 View Post
What type of food do you buy?
Reason for my food bill being so low isn't what type of food I buy, it's how little I eat.
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Old 05-21-2010, 04:19 AM   #75
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Re: Does earning $65k per year mean you're poor?

NYC is expensive and if you insist on living in Manhattan 65K is not going to cut it. I live in Brooklyn and my monthly budget is around 10k (granted i am not trying to cut corners and that includes 2k for private school and various activities for my kid).
Move to Brooklyn or Queens that should save you about 300-400 a month on rent, shop in Cosco (save another 150-200 easily). 350 for gas and insurance sounds like a lot but whatever...Bottom line until you pay off credit card debt you have to cut down on $1600 rent and it's not that difficult in one of the boroughs.
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