That's going to be up to you. I've never lived in areas where apartment complexes are competitive to get into, so it's kind of hard to know how the process goes. If it is that competitive and you're borderline, it makes sense to avoid any new CCs and pay off your balance transfers. What are your options if you are rejected for the apartment(s) that you apply for?

just to be clear since i just got my CSR: If i spend $300 in travel this statement (December) and another $300 in travel during the next statement (Janurary) I will get $600 in travel credits under the one $450 annual fee?

As far as I understand it yes. Hopefully someone else can confirm as well.

That is correct. Current spending needs to hit your December statement in order to double dip the $300 on just 1 annual fee.

I just signed up and tried to purchase a $100 GC, but I'm getting an error and told to contact some e-mail from United. Anyone else get through?

I had an error similar to this when I first used the MPX app. Sent a few emails and kept trying every few days and finally it went through after a week or two. Don't really know what the problem was...

My 130K MR balance is frozen along with everyone else that got the 100K leaked Platinum offer. I did zero MS on my Mercedes Platinum and PRG. I've already started to and will MS the entire $2K on my Amex Everyday card that I got as a no annual fee MR card. I got that on Monday, but we haven't gotten the Platinum cards yet.

I have no idea what to expect for the Platinum situation, but I will be able to hit mine and my fiance's minimum spends with no MS. Seeing a lot of reports of MPX not getting credited recently, so fingers crossed that loophole is still alive. Also referred my lady for the 70K Delta Platinum, which is another $3K I need to MS. Stressful!

As in statement ending in December? I still haven't gotten my card yet so looks like i'm screwed there if that's the case

Buy southwest gift cards to use on a flight later or something. Don't let the $300 go to waste.

It's for the amex plat

Sorry we were talking about CSR originally - I'm not sure about Amex plat.

Worth noting for the plat that it looks like mpx gift cards isn't working anymore but you can still do a gift registry on united and get the credits to count.


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Yeah i just tried and it said unable to complete transaction.

I called and changed to AA and am going to just try to buy 200 AA gift cards. That works right? Should use them someday...

Finally finished my round of MS to clear the drug store cat bonus. Also opened a new pnc account since closest chase location is 30 miles away and no wf in area. Got the $200 sign up bonus and funded account with csr (coded as purchase not cash advance). Still have to direct dep another 2k prob using paypal.

All in all I don't think I'll Ms too much since I have a lot of organic spend, but it's a nice option to have to clear min spends or hit quarterly cat bonus.

Trying to take things slow and clear one min spend at a time. Almost done with spg so will need to consider my next card.

Likely will try for ink again if I get denied marriot(hotel package+cp)/united(London trip). If I can't get another chase card. Likely going to hit up amex cards.

One nice thing about msing during this time of year is you can avoid getting too many questions by just saying you are buying gifts for people

Thanks, I'll keep trying. Also, any reason why this wouldn't work for eBay - I saw that listed as one of the online merchants as well.

halfway through our honeymoon, standout so far has been qatar a380 first class

Niiiiiiiiiiice!!

Ballin!!!!

Should work fine as anything purchased through the MPX app will code as "Travel" as the purchase is technically through United.

Just went to my local Walgreen's to finish up my max 5% on two Freedoms, posted sign on gift card rack "$500 max purchase per day, per brand"

So just called my bank in regards to clearing up some balances and getting a loan for a mix on credit reports to boost my score, The lady told me yes we can do a loan but we will have to close like all your cards! so I would be left with no revolving and by thinking of this thread and reading this thread and other site's I knew that would damage my credit than help it.

I told her that and she kinda sounded shocked that I had knowledge in these matter's and I said no thanks I will just keep my good credit and just keep doing what I am doing than.

Like good lord, I have A+ credit with them, not miss a payment on anything and not in trouble (they asked this by the way, If I was in trouble) just wanted to boost the score and pay the balances off faster basically.

Apply for the loan with a different bank that you don't already have a lot of credit cards with? Not sure what else you could do. Are you doing to try to save interest on credit cards you have that have balances at high interest rates? Wasn't totally clear to me.

oh no, Was looking to put everything in one payment and to help have a credit mix/help more with utilization/ pay down balances faster etc etc.

After some thought it's not a big deal as near future I am going to do stuff that will help anyway just that it was great they were speechless when I showed knowledge and pretty bad they offered me the opposite of what I told them I wanted to do.

I have low interest (well low for credit cards) and 1 card that is regular crappy credit card interest but it has the lowest balance which I can pay fully off.

nice, yeah always important to be well informed as obv they have their own agenda that isn't in your best interest. i know you didn't ask but in terms of the cc debt, if you have the money to pay it off in full you should def do it. No reason to pay interest if you have the money.

Wait it this from the 100k offer posted last week or so?