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Is This Credit Card Charge Disputable and any other solution? Is This Credit Card Charge Disputable and any other solution?

05-27-2009 , 08:09 PM
So early 2009 Myself and some friends are planning out May trip Golf Trip to Vegas. We decide to give the new Alliante Casino a try. I go online and book two rooms and give my credit card information and book it.

I check for my e-mail for my confirmation #'s and they are not there. I wait a few days and still nothing. I decide to wait a few more days and check my credit card statement as most hotels charge you for the first night. Week goes by and nothing. I decide I will call the toll free line and get my confirmation #'s or at least confirm i have two rooms. I call and they say i have no reservation but glad to book a new one. I figure OK till the rates are higher than what I had thought I had booked online. So I decide not to book. Instead we book our usual place the Suncoast.

So move 4 months later and I check my credit card statement online and the Alliante Casino has charged me for May 16th for two rooms. I figure no problem I will phone them and get a credit. Well after talking to Accounts Receivable lady and than her manager and than his manager they will not credit me back the rooms.
Let me add the whole time I am very polite. I ask the manager what more I could have done to confirm the reservation. He tells me I need to provide him with a copy of my telephone records showing the call. Problem is my phone bill does not show call logs and heck if I can remember an exact date.

Am i within my rights to dispute this with my credit card company? Also is this not the worst customer service. I had stayed at 4 other station casinos but this leaves me with a bad experience.

Any other suggestions on how i can get the hotel to credit me back?
Is This Credit Card Charge Disputable and any other solution? Quote
05-27-2009 , 08:19 PM
Tell the manager you are going to your bank and he'll probably figure something out.

If not, by all means, dispute it.
Is This Credit Card Charge Disputable and any other solution? Quote
05-27-2009 , 08:24 PM
The hotel should credit you back. You appear to be 100% in the right. At this point, I would tell the hotel that if they do not credit it back that you plan on going directly to the credit card company and disputing the charge.

If they do not credit you back, then do just that. Your credit card company should be fine with reversing the charge. The hotel may be pissed about getting a charge-back, but at this point they deserve it.
Is This Credit Card Charge Disputable and any other solution? Quote
05-27-2009 , 08:28 PM
Yeah, as long as you have tried to work it out before going to the CC company they should be fine. They might have a slight fee, VISA charges $10 to do a charge back.
Is This Credit Card Charge Disputable and any other solution? Quote
05-27-2009 , 08:39 PM
Aliante Station Casino is part of Station Casinos, Inc.

Here is a list of their executive officers with their phone numbers.

Here is the SEC information for Station Casinos, Inc, with email addresses for many of the executive officers.

I would call and/or email some of the big wigs directly and see if you can get something accomplished this way.

This method works surprisingly well for getting things done when lower management gives you the runaround. My wife did this for an order from Office Depot, when she ordered some book shelves and they charged her card, but they never came. After getting nowhere with the little people, she emailed some big wigs, and lo and behold, Office Depot not only shipped her order, for free, but also gave her a $50 dollar credit for her troubles.

Last edited by MortalWombat; 05-27-2009 at 08:52 PM.
Is This Credit Card Charge Disputable and any other solution? Quote
05-27-2009 , 08:44 PM
Quote:
Originally Posted by Fatt Albert
The hotel should credit you back. You appear to be 100% in the right. At this point, I would tell the hotel that if they do not credit it back that you plan on going directly to the credit card company and disputing the charge.

If they do not credit you back, then do just that. Your credit card company should be fine with reversing the charge. The hotel may be pissed about getting a charge-back, but at this point they deserve it.
Yeah i said politely to the last manager that my last recourse is to contact my credit card company and ask them to reverse the charge. He said go ahead if you feel were in the wrong.
Is This Credit Card Charge Disputable and any other solution? Quote
05-27-2009 , 08:50 PM
Quote:
Originally Posted by fraserbrown
They might have a slight fee, VISA charges $10 to do a charge back.
Wow. Just another reason I'm AMEX for life: I've disputed multiple charges and the most I've had to do was give a short phone explanation to get the charge reversed. I can't imagine my CC company telling me, "Well, you never should have paid in the first place, but now you're going to have to pay $10 to get it taken care of."
Is This Credit Card Charge Disputable and any other solution? Quote
05-27-2009 , 08:54 PM
Quote:
Originally Posted by RunDownHouse
Wow. Just another reason I'm AMEX for life: I've disputed multiple charges and the most I've had to do was give a short phone explanation to get the charge reversed. I can't imagine my CC company telling me, "Well, you never should have paid in the first place, but now you're going to have to pay $10 to get it taken care of."
This might be a good reason to switch to Amex. I got ripped off for $40 from a hotel (paid my parking charges in cash) and Citibank (Mastercard) gave me a big, giant **** you. It wasn't the money, it was the principle; and that was the ONLY charge I'd ever disputed in 10+ years and $50,000+ of transactions.

OP: absolutely, 100% dispute the charge. Document like a mother****er if you can, because obviously credit cards are not always on your side as demonstrated above. This is probably why the merchant told you to go ahead and do it--he's going to lie to the CC company to try to keep your $$$.
Is This Credit Card Charge Disputable and any other solution? Quote
05-27-2009 , 09:59 PM
Quote:
Originally Posted by RunDownHouse
Wow. Just another reason I'm AMEX for life: I've disputed multiple charges and the most I've had to do was give a short phone explanation to get the charge reversed. I can't imagine my CC company telling me, "Well, you never should have paid in the first place, but now you're going to have to pay $10 to get it taken care of."

I average several charge backs a year and can't imagine paying a fee for this. AMEX just says ok and calls the merchant who is always at fault and I never have to deal with it and don't get charged for it. Just another reason I like AMEX.
Is This Credit Card Charge Disputable and any other solution? Quote
05-27-2009 , 10:57 PM
Chargeback is easy here.
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 03:28 AM
Quote:
Originally Posted by MortalWombat
I would call and/or email some of the big wigs directly and see if you can get something accomplished this way.

This method works surprisingly well for getting things done when lower management gives you the runaround. My wife did this for an order from Office Depot, when she ordered some book shelves and they charged her card, but they never came. After getting nowhere with the little people, she emailed some big wigs, and lo and behold, Office Depot not only shipped her order, for free, but also gave her a $50 dollar credit for her troubles.
I this post.
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 09:47 AM
Quote:
Originally Posted by fraserbrown
...VISA charges $10 to do a charge back.
No, VISA doesn't charge anything because they don't issue the cards or process chargebacks.

The bank that issued your VISA card is apparently crappy and charged you. Most banks do not, regardless of affiliation with VISA or MasterCard.
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 10:13 AM
Quote:
Originally Posted by Tony_P
No, VISA doesn't charge anything because they don't issue the cards or process chargebacks.

The bank that issued your VISA card is apparently crappy and charged you. Most banks do not, regardless of affiliation with VISA or MasterCard.
this.

I have never gotten a fee for chargebacks.
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 10:55 AM
wtf are you people doing or having done to you that you have multiple chargebacks per year?
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 11:08 AM
Ok, everyone already tackled the "Visa does not charge you for a chargeback" point, good.

Yes, it's easily disputable. Honestly, pretty much anything is easily disputable. Its one of the few benefits of Credit cards.
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 05:14 PM
Quote:
Originally Posted by popet
Wow you must be awesome.
I think I have had one or two in last 15 years
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 07:08 PM
Quote:
Originally Posted by Dids
wtf are you people doing or having done to you that you have multiple chargebacks per year?
Eating/drinking out and buying things on the internet? I'd say at least once a year I dispute a bill from a restaurant/bar, and I don't even eat out that often. Most times it's a simple mistake like running my card twice, sometimes it's a tip I didn't leave, but it's always easier just to call AMEX than to call a restaurant manager to get it fixed.

The couple times it's been an egregious tip error I've called management just to let them know and hopefully get someone fired, but not to get the charge fixed.
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 07:11 PM
Quote:
Originally Posted by MortalWombat
....
This worked very well for me with Delta once.
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 07:28 PM
Only one chargeback and it was because I got deliberately ripped off by a merchant. The $30 wasnt an issue but I was pissed and wanted to **** them over.
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 09:58 PM
Quote:
Originally Posted by popet
Wow you must be awesome.
Great useful contribution.....



I order a bunch of stuff online and eat out a ton. I can't see how this is not a more common problem especially with some of the online merchants I've dealt with not shipping materials, shipping the wrong things, or just charging something different than the advertised price. I'm not saying that every month I have a charge back, but if I go more than 3-4 months without one I think I'm running unusually good.
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 10:03 PM
Maybe use more reputable online vendors who don't rip you off?

As for the OP. This is an easy chargeback issue. You have spent as much time as you need to do with the company. Now let the credit card company handle it. This is exactly the kind of thing the dispute process is best used for...
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 10:32 PM
Quote:
Originally Posted by fraserbrown
Yeah, as long as you have tried to work it out before going to the CC company they should be fine. They might have a slight fee, VISA charges $10 to do a charge back.
You don't even know what a charge back is!
Is This Credit Card Charge Disputable and any other solution? Quote
05-28-2009 , 11:22 PM
Quote:
Originally Posted by garcia1000
You don't even know what a charge back is!
Yeah, but they do, and they're the ones charging it back.
Is This Credit Card Charge Disputable and any other solution? Quote
05-29-2009 , 03:39 AM
Quote:
Originally Posted by garcia1000
You don't even know what a charge back is!
Quote:
Originally Posted by neuroman
Yeah, but they do, and they're the ones charging it back.
This never gets old.

Wait, I said that wrong...
Is This Credit Card Charge Disputable and any other solution? Quote
05-29-2009 , 04:23 AM
It really tilts me when people write, "myself" instead of "I." It's like you are trying really hard to sound formal or smart, but all you end up doing is butchering the english language.
Quote:
me, myself, and I. In a traditional prescriptive grammar, I is used only as a subject, me is used only as an object, and myself is used only as a reflexive object, that is to say when the subject is "I" and the object would otherwise be "me". Myself is often used incorrectly, often in a form of hypercorrection. Like the other reflexive pronouns, myself should be used only when both the subject and object of the verb are the speaker, or as an emphatic pronoun (intensifier).
Quote:
In the old days when people studied traditional grammar, we could simply say, “The first person singular pronoun is ‘I’ when it’s a subject and ‘me’ when it’s an object,” but now few people know what that means. Let’s see if we can apply some common sense here. The misuse of “I” and “myself” for “me” is caused by nervousness about “me.” Educated people know that “Jim and me are goin’ down to slop the hogs,” is not elegant speech, not “correct.” It should be “Jim and I” because if I were slopping the hogs alone I would never say “Me is going. . . .” If you refer to yourself first, the same rule applies: It’s not “Me and Jim are going” but “I and Jim are going.”

So far so good. But the notion that there is something wrong with “me” leads people to overcorrect and avoid it where it is perfectly appropriate. People will say “The document had to be signed by both Susan and I” when the correct statement would be, “The document had to be signed by both Susan and me.”

All this confusion can easily be avoided if you just remove the second party from the sentences where you feel tempted to use “myself” as an object or feel nervous about “me.” You wouldn’t say, “The IRS sent the refund check to I,” so you shouldn’t say “The IRS sent the refund check to my wife and I” either.

Trying even harder to avoid the lowly “me,” many people will substitute “myself,” as in “the suspect uttered epithets at Officer O’Leary and myself.” Conservatives often object to this sort of use of “myself” when “me” or “I” would do. It’s usually appropriate to use “myself” when you have used “I” earlier in the same sentence: “I am not particularly fond of goat cheese myself.” “I kept half the loot for myself.” “Myself” is also fine in expressions like “young people like myself” or “a picture of my boyfriend and myself.” In informal English, beginning a sentence with “myself” to express an opinion is widely accepted: “Myself, I can’t stand dried parmesan cheese.” In all of these instances you are emphasizing your own role in the sentence, and “myself” helps do that.
Yes, I am a nit.
Is This Credit Card Charge Disputable and any other solution? Quote

      
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