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Cashing out Cashing out

07-18-2017 , 09:36 PM
Hey wasn't too sure where to post this, maybe I didn't look that hard but you can't really prove that. I have a small cash out that I took off of ignition because I wasn't crazy about the whole anonymous thing. I have the check now and it's international. Can't deposit through my app taking a picture, rejected at the ATM. Haven't gotten the chance to try the drive through yet but my girlfriend actually works at a bank and said that someone came in with an international check the other day and they had to talk to a banker. Any tips or tricks here? It's only a 3 digit check.
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07-18-2017 , 09:44 PM
talk to someone who works at your bank and ask how to cash it? They tend to give you more answers and reasonings than ATM machines
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07-18-2017 , 09:49 PM
just trying to ask people with experience in this so i dont run it and get flagged as a risk and have my account locked up
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07-19-2017 , 12:29 AM
There is nothing inherently wrong with depositing an international check. If there were, then nobody would ever do business with foreigners who paid by check. If you deposit it by going directly to a teller you will end up with the same result as if you deposit it any other way. They will either take it or they won't. In my experience, dealing with a regular bank, they had a $50 fee (and an expected couple week process) for dealing with an international check. I didn't like that idea, so I deposited to my brokerage account and they didn't charge a fee (but one time they told me that there might be one - and there wasn't).

Just take it to the bank and show them what you have. They aren't going to ask you why you have it, they are just going to see what they need to do to help you deposit it (and what they are going to charge you).
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07-19-2017 , 12:32 PM
Yep .. take to bank and ask. You may need to open a 'poker' account at a more friendly bank.

You may also find that the funds wont be 'available' for up to 30 days so that the check can go through the proper channels and fully clear. Seems hard to believe in today's world but knowing the process ahead of time will make it easier for you to accept. GL
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07-19-2017 , 08:43 PM
I'll be honest with ya...I tried the paper check route back when ignition was bovada and I could never get one of their checks to clear. I tried three different routes on the same check and was turned down. The first bank (my primary bank) took the check (I handed them a few checks to cash that day with the bovada check mixed in with others) and they cashed it fine. The next day I was contacted by the branch manager and they told me they could not cash the bovada check. All the money they paid out for the check was subtracted back out of my account and they asked me to come return to the bank and get the check. I was allowed to get the check back (not many questions luckily) and I took the check to two separate places (another bank, and a liquor store check cashing place). Both of these other locations turned me down as well, I could never get the check to clear.


Since then I've used bit coin and its extremely reliable and have had no issues. I wouldn't recommend the check route.
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