I was joking about WSOP!! LOL!!
Yes, I know I can refi no problem trying to figure out if its worth it or not (its real close)but thats another subject.
Yes the retirement is underestimating our needs but we are planning on continuing to work in "other" fields ie more interesting/rewarding/yes lower paying. Will also have are deferred comp account as well thats not in 85K yr ~500K.
Cashed out Mutual fund is part of the 100K.
Looks like I should read some books / research and put it back into the market.....
I have no idea what "in before "target fund", but I'm leaning balanced portfolio for at least 50k (indexed or managed funds, nbd)
i doubt how much value is in CD's or treasuries. but otherwise I think there is a lot of opportunity in both bonds and equities
Yes, I agree that running a small business is tons of work and high risk, not underestimating that at all, mostly playing with the idea..looking for partners/opportunities ect...
I appreciate the responses...