Have £50k lump sum and 100k EUR (which i would like to remain as EUR as i feel the euro will bounce back?? )
[*]Country you live in: UK
Age: 24
[*]Income: ~ 10k/month From Poker
[*]Risk Tolerance: Prefer Lower risk Investments but its for LONG term so really dont mind a higher risk approach either. somewhere between 5-7
[*]Timeframe for investment: 10/15++ years
[*]Debt: None
[*]Any other information you might have that would help us
Already maxed out my investments ISA for this tax year. That has ~45k in it, invested in various funds and stocks. Geared to the higher risk side.
I am "dripping" money into each fund/share every month and i plan to do this for a LONG time yet... Maybe rebalance every year or so.
Will be starting work next year and will fall into the higher tax brackets within a few years if not straight away (Doctor).
Considering slowly building up some ETFs for commodities like Oil and Gold, and keeping them also for a very long term.
My Holdings so far:
http://img836.imageshack.us/f/hnlfunds.jpg/
http://img820.imageshack.us/f/iiisnapshot.jpg/
(the amounts are not massive but as i said earlier, i am averaging down and hoping it all evens out in the long run).
Any direction would be apreciated. Is going so see an IFA really worth it? Can i justify paying him 1k/year (what i was quoted) for him to select some funds for me. Or should i wait till i have something in the 500k+ regions before going to seek one out?