I put 32k in my IRA around tax season but didn't invest it, was waiting for market to dip a bit, hoping to get in while the dow was in the 7000's, it recently got to 7900, but read the to catch a falling knife thread and decided to wait a little longer. Unfortunately dow is now up to over 9k, did I mess up big? Should I just invest now or wait a little longer?

Thanks

this may be basic but i don't understand it. i came across it reading about Buffett. the author says something like:

"In the year 1995, Company A was paying out 100% of its proceeds on oil in dividends ($0.80 per share annually). Since interest rates on treasury bills were at an all time high of 14%, the market was valuing the company at $5.71 per share (.80/.14 = 5.71)."

i don't understand why dividing the dividend rate by the t-bill rate gives us the market value of the shares.
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Welcome to market psychology. Rising prices make you as nervous as falling prices. This is why you need to identify goals and use those to distinguish the logical choice of action. If you're investing for the long term, you shouldn't let 10% moves throw you off.

anyone? mods, maybe it's not such an easy question and could get its own thread...

Without the rest of the commentary its tough to say. But sometimes the treasury rate is used as the discount rate.

This is why you don't time the market when saving for your retirement. Assuming your time horizon is around 20 years or even more I'd just stick it in there and look back when you're retired.

I am interested in backtesting some options strategies. I would like some historical data, end of day data would be fine

Would anyone know where to get it for free? If not, does anyone have experience for a pay site? I would be willing to pay ~$100 if I had too

I am taking a look at http://www.tickdata.com atm, anyone have experience buying data from them?

so if i wanna discuss forex trading...u want me to look thru 23 pages of posts to find relevant info??

really?

Or just, you know, post in that thread. Or you know, take ADD meds, sit down, and learn.

Hi,

one of dont's here is:
- Stuff on gold or anything about how the US dollar is going to collapse. We have a thread for that! Remember the stick rules apply here!

I'd like to ask for link to this thread. There is really a lot of stuff on the forum and I was unable to find it.

Or, if someone wants to answer this question: Is Dollar expected to lose value, or otherwise? In comparison to Euro, probably (Im actually interested in comparison to CZK, but I suppose noone knows about that here).

I mean, I am total..ehm, fish at markets. I did manage to win some money through poker. And I dont know what to do now: keep it at $ or exchange for CZK. I'd probably keep it, but I really dont trust financial "tactic" that Obama chose and Im hearing some apocalypse stories (very unreliable ofc) way too often lately.

CZK=czech currency
Thanks

Is there a business/economics term for when a crappy business destroys an otherwise profitable business along with itself? For example, suppose you own a somewhat profitable bar in a tourist spot. Some guy rents the space next to you and opens an anime-themed bar. This is a horrible idea and doomed to fail. After a month of no customers, he puts out a big sign that says "$1 pints all night." He attracts many of your regular customers and most of the tourists who would otherwise go to your bar, but he's still losing money. Everyone wants the cheap beer the other guy is selling but your bar is now losing money due to lack of customers. Eventually he runs out of cash and quits, but by this time you're forced to give up your now unprofitable bar. His business would have gone under regardless but your business would have succeded were it not for the other one.

In international trade the practice is called 'dumping', when you give away surplus resources super cheap in order to destroy competition around you.

I was thinking along the lines of "some idiot with no business sense drags a competing business down along with his." This is probably a clearer example: A. has a business selling widgets. B wants to get into the widget business and he has plenty of money but little common sense. B opens a store in a prime location and doesn't realized he'd need hundreds of widget customers every day just to pay rent. He starts selling widgets at cost to attract customers and eventually A is forced to fold. B raises prices but can't sell enough widgets to stay in business and is forced to fold. B's business failing was inevitable and A's business would still be around if it weren't for B. Now both are out of business.
This is different than, say, Standard Oil undercutting competition to drive them out of business. Sorry, I don't know if I'm doing a good job of explaining this.

what should i put my 1k in?