Due to the huge influx of really random threads asking simple questions that have already been asked/answered many times, I've decided to start a new megathread where people can ask any questions they wish pertaining to investing or whatever.

This is the place to come if you need to understand a definition, understand a concept, if you want to know more about a financial topic, or if you're generally clueless and want to know where to start educating yourself on investing.

DO post here:

- Questions about definitions and financial terms (please google first though!)
- Questions about investment vehicles you don't understand
- If you're looking for simple advice that should only take a line or two to answer
- If you just need a one line reply to an idea you have
- Any random thoughts you have that don't deserve a thread
- If you're going to ask 'what do you think XYZ will move in price over the next few months?'. These don't deserve your own thread to just have 8 people post 'lol' with no real content.

DON'T post here:

- News articles. We can still keep them in separate threads. An exception is if you want a clarification on what an article means.
- If you want specific advice on a more complex situation. for example, if you're trying to determine your own best way to spread your finances between shares, housing, and your IRA account, also listing your debt, income, and plans for the next 10 years. These more complex questions can still have their own thread. Rule of thumb: if the advice you need takes more than 3 lines to answer and probably needs follow up questions, it can have its own thread. If it takes less than that, post it here.
- Stuff on gold or anything about how the US dollar is going to collapse. We have a thread for that! Remember the stick rules apply here!
- Anything that requires depth. We still want good quality threads in BFI. Rule of thumb: if you have more than 500 posts in BFI alone, your questions/ideas are probably complex enough to have their own thread. Remember, you can still post stuff here, and if its deserving of its own topic, we'll let you know and you can go ahead and post it! (eg of depth, forex trading, law changes clarification, different speculative investment ideas, business advice etc) .

Enjoy!

sticky this IMHO...

I request that no one quote bkkdude unless he has something profound to say. Otherwise, it defeats the purpose of this site's ignore list.

thats not the purpose of this thread sir.

i give good info, just not in a politically correct way..............lol.

You give terrible info, seem to live in a bubble world, and couldn't make a coherent sentence to save your life. I have no idea why you are here or why you think anyone listens to you.

i told a newbie whos only ex. w investing was buying a cd to stay awy from forex.

im try to get colombian casino guy to give it up, do u disagrre ? giventhe little info hes given.

i tried to get ira guy to not listen to all the noise he was getting on his thread, it only consuef him.


my sentances suck, try posting in between hands multitabling


also toldbank of m guy bonds at 9% was high risk shi t.

profound, no one else here would have thought of that!

Do we need to repost the xtranormal about you bkk?

I really don't get why you think you're qualified to give advice. What education do you have and what are your accomplishments?

i ll explain.

a guy posted about free girls in thailand. he stated a scenario where a girl you meet
at a club goes to your room within hours ,to chat i guess.......lol. upon leaving you may have to give them cab fare or something.

all i said was they are not free if when they leave you give them 60$ when 3$ is sufficient.


and from what i hear the scenario described is not uncommon there.

mr mod.


if you notice i dont give advice on anything of substance.

i pick the subjects that one would think everone knew the answer too.


im giving such basic advice one would think people should know better.
but apparently they dont.

a buffon could see bank o m at 9% is hi risk but apparently that fellow didnt.
whats wrong w my advice to forex dude?

come on mr mod. do you think medallin casin guy got a good thing going.

Talking to someone who knows your posting from another board, it seems you get off giving advice. You thread ****ted way too many times, you have difficulty explaining yourself, and you seem to kill threads you post in. No one knows what the **** you're saying half the time.

From now on, you are not allowed to post in BFI. If you post here again, I'm going to give you a 3 day ban. If you want to discuss this further, do not post here, send me a private message. if you argue here, you will get banned.

Back on track:

Here's something for n00bs. The rule of 72 for compounding interest.

If you take 72 and divide by the annually compounded interest rate (APR = annual percentage rate), that number gives you how many years to double your money.

So, if you have an annual return compounded @ 8%: 72/8 = 9 years.

Alternatively, if you want to know what APR you need to double your money in x years, take 72/x. If you want to double your money in 6 years: 72/6 = 12% APR

Pretty ghey to ban him. He had a very reasonable point lolling at Henry17. Though he is terribly trollish. Maybe one day he'll post something coherent.

ya, i don't like the guy but banning him seems unreasonable