Congrats TT_fold, you managed to do the impossible and come off worse than CompleteDonk in this thread. You two are like identical twins when it comes to your internet personas being intolerable egomaniac douches, not surprising you used to be best skype buddies.
GL to all parties involved, even you CompleteDonk. Given how annoying you've always been attacking random people heap praising yourself it's not very easy to not throw more fuel to the fire, but I hope you come to your senses and make this right. It does indeed seem like you are one of the few people that have a reasonable chance to clear a debt even this huge because you can beat midstakes in your dreams or so I've been told. If you get depressed try to think 5 years ahead in time, "if I do this right is anyone even going to care about what I did in 2018?". And don't rush it, people can be predatory but historically 99% of these cases no one's ever got paid back, so pepople will silently accept even if it takes time and I'm sure they'd prefer you clearing it the hard way grinding 200NL or something instead of a higher risk solution.
I'm eagerly awaiting you to clean this mess just so I can rip on you in your well, the situation seems too tender now